Total complaints
1
Filed since On X
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows which states that it was a mistake and will correct and report to all three bureaus ; however's complaint history from CFPB public records. 1 consumers have filed complaints since On X. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since On X
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How which states that it was a mistake and will correct and report to all three bureaus ; however's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| I was charged a {$2.00} interest charge in XXXX was charged a {$14.00} late fee for the {$2.00} fee | 1 |
| State | Complaints |
|---|---|
| XXXX refuses to acknowledge my letter. I feel discriminated against and mistreated. I am asking that my account be corrected to reflect no late payment in XXXX and add the points to my report accordingly. | 1 |
| Issue | Complaints |
|---|---|
| which had been in good standing and completely paid in full in XXXX. I have had the account since XXXX and have never been late ; I immediately contacted them and paid the fee once I was aware of this on my credit report. They replied and apologized for the misunderstanding and agreed to remove the 30-day late report on all three credit bureaus reports. I submitted a dispute with Experian | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
which states that it was a mistake and will correct and report to all three bureaus ; however has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to On X, and the most recent logged activity is On XX/XX/X, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, which states that it was a mistake and will correct and report to all three bureaus ; however reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I was charged a {$2.00} interest charge in XXXX was charged a {$14.00} late fee for the {$2.00} fee", and the single most common underlying issue is "which had been in good standing and completely paid in full in XXXX. I have had the account since XXXX and have never been late ; I immediately contacted them and paid the fee once I was aware of this on my credit report. They replied and apologized for the misunderstanding and agreed to remove the 30-day late report on all three credit bureaus reports. I submitted a dispute with Experian".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which states that it was a mistake and will correct and report to all three bureaus ; however: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
which states that it was a mistake and will correct and report to all three bureaus ; however has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
which states that it was a mistake and will correct and report to all three bureaus ; however has a 0% timely response rate to CFPB complaints.
The most common issue reported against which states that it was a mistake and will correct and report to all three bureaus ; however is "which had been in good standing and completely paid in full in XXXX. I have had the account since XXXX and have never been late ; I immediately contacted them and paid the fee once I was aware of this on my credit report. They replied and apologized for the misunderstanding and agreed to remove the 30-day late report on all three credit bureaus reports. I submitted a dispute with Experian" in the "I was charged a {$2.00} interest charge in XXXX was charged a {$14.00} late fee for the {$2.00} fee" product category.
Read our methodology — how this data is sourced, computed, and verified.