2026 data Public-data reference. official source

which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account's complaint history from CFPB public records. 1 consumers have filed complaints since Sync. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Sync
Since

Total complaints

1

Filed since Sync

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account complaint mix by product

Total complaints: 1

which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). plate: 1 complaints (100.0%), resolution 0.0% plate 100.0%
  • plate 1 100.0% 0% relief

How which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
plate 1

Top States

State Complaints
XXXX account as well as information obtained in a report from the consumer reporting agency listed as XXXX 1

Top Issues

Issue Complaints
property 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account

which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Sync, and the most recent logged activity is Synchrony , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "plate", and the single most common underlying issue is "property".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account have?

which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account respond to complaints on time?

which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account has a 0% timely response rate to CFPB complaints.

What is the most common complaint about which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account?

The most common issue reported against which states that a consumer report should not include any information solely pertaining to transactions or experiences between the Claimant/Consumer and the person making the report. It was noted in the denial letter dated XX/XX/2024 that and I quote We regret that we are unable to approve your request at this time for the following reasons '' then proceeds to list reasons that are in direct violation of 15 U.S Code 1681a ( 2 ) Exclusions listed above. The clarification for the denial is in itself is classified as false and misleading statements because in said denial it is listed that your decision was based in whole or in part on information about my PayPal account is "property" in the "plate" product category.

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