Total complaints
1
Filed since Seco
2026 data Public-data reference. official source
which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 )
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 )'s complaint history from CFPB public records. 1 consumers have filed complaints since Seco. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Seco
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 ) complaint mix by product
- XXXX XXXX 1 100.0% – 0% relief
How which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 )'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX is reporting a collection account without providing documentation demonstrating legal ownership of the debt | 1 |
Top States
| State | Complaints |
|---|---|
| which prohibits unfair and deceptive business practices The continued reporting of inconsistent late payments and an unverified collection account suggests reliance on automated or superficial verification methods rather than a meaningful investigation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NC,27713,,Consent provided,Web,2025-12-24,Closed with explanation,Yes,N/A,18276664 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or lawful authority to report the account. Re-open collection These actions violate the Fair Credit Reporting Act ( FCRA ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 )
which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 ) has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Seco, and the most recent logged activity is Second, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX XXXX XXXX XXXX XXXX XXXX is reporting a collection account without providing documentation demonstrating legal ownership of the debt", and the single most common underlying issue is "or lawful authority to report the account. Re-open collection These actions violate the Fair Credit Reporting Act ( FCRA )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 ) have?
which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 ) has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 ) respond to complaints on time?
which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 )?
The most common issue reported against which prohibits misleading or unverified credit reporting North Carolina Unfair and Deceptive Trade Practices Act ( N.C. Gen. Stat. 75-1.1 ) is "or lawful authority to report the account. Re-open collection These actions violate the Fair Credit Reporting Act ( FCRA )" in the "XXXX XXXX XXXX XXXX XXXX XXXX XXXX is reporting a collection account without providing documentation demonstrating legal ownership of the debt" product category.
Read our methodology — how this data is sourced, computed, and verified.
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