2026 data Public-data reference. official source

which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees's complaint history from CFPB public records. 1 consumers have filed complaints since On X. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
On X
Since

Total complaints

1

Filed since On X

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees complaint mix by product

Total complaints: 1

which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I went: 1 complaints (100.0%), resolution 0.0% I went 100.0%
  • I went 1 100.0% 0% relief

How which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I went onto my Upgrade account online to set up a payment for my monthly payment. This company took and extra payment of XXXX dollars out of my account in addition to my standard monthly payment. I did not authorize XXXX dollars payment and called the company to see why they trying to take additional funds. I was told that I authorized this 1

Top States

State Complaints
and I don't think I should be charged any late fees due to this issue. 1

Top Issues

Issue Complaints
I asked for proof 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees

which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to On X, and the most recent logged activity is On XX/XX/X, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I went onto my Upgrade account online to set up a payment for my monthly payment. This company took and extra payment of XXXX dollars out of my account in addition to my standard monthly payment. I did not authorize XXXX dollars payment and called the company to see why they trying to take additional funds. I was told that I authorized this", and the single most common underlying issue is "I asked for proof".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees have?

which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees respond to complaints on time?

which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees has a 0% timely response rate to CFPB complaints.

What is the most common complaint about which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees?

The most common issue reported against which isn't true. I saw this option offered to me before I talked to a customer care and when I tried to go back into my account to pay via debt card it was removed. I open my account on a different device and saw this option. I sent a screenshot of this to Upgrade to show them they do offer this type of payment. Upgrade is giving me a hard time and I don't understand why. I also know you charges late fees is "I asked for proof" in the "I went onto my Upgrade account online to set up a payment for my monthly payment. This company took and extra payment of XXXX dollars out of my account in addition to my standard monthly payment. I did not authorize XXXX dollars payment and called the company to see why they trying to take additional funds. I was told that I authorized this" product category.

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