2026 data Public-data reference. official source

which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue's complaint history from CFPB public records. 1 consumers have filed complaints since I th. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I th
Since

Total complaints

1

Filed since I th

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue complaint mix by product

Total complaints: 1

which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). a different: 1 complaints (100.0%), resolution 0.0% a different 100.0%
  • a different 1 100.0% 0% relief

How which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
a different representative answered saying that my representative was unavailable to talk and that I could call back at a later time. I said I was fine with continuing to speak to the representative I was already speaking with 1

Top States

State Complaints
and hung up. I did not receive any call by the end of the business day by anyone from UCSB America. 1

Top Issues

Issue Complaints
and how it did not coincide with what my medical provider was telling me. This new representative corrected what the original representative told me 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue

which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I th, and the most recent logged activity is I then cal, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "a different representative answered saying that my representative was unavailable to talk and that I could call back at a later time. I said I was fine with continuing to speak to the representative I was already speaking with", and the single most common underlying issue is "and how it did not coincide with what my medical provider was telling me. This new representative corrected what the original representative told me".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue have?

which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue respond to complaints on time?

which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue has a 0% timely response rate to CFPB complaints.

What is the most common complaint about which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue?

The most common issue reported against which is still an approximate 120 % effective annual interest rate. I explained to the representative how these rates did not add up with the interest amount charged. The representative told me that he will have my original representative call me back by the end of the business day to resolve this issue is "and how it did not coincide with what my medical provider was telling me. This new representative corrected what the original representative told me" in the "a different representative answered saying that my representative was unavailable to talk and that I could call back at a later time. I said I was fine with continuing to speak to the representative I was already speaking with" product category.

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