Total complaints
1
Filed since Then
2026 data Public-data reference. official source
which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent's complaint history from CFPB public records. 1 consumers have filed complaints since Then. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Then
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent complaint mix by product
- which is 1 100.0% – 0% relief
How which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| which is Bank of America | 1 |
Top States
| State | Complaints |
|---|---|
| which is Bank of America failure to provide written notice regarding the account closure and fraudulent labeling violates Regulation B ( 12 C.F.R. 1002.9 ). 4. Truth in Lending Act ( TILA ) & Regulation Z Regulation Z requires banks to engage in fair and transparent lending practices. Approving my credit card | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| reported my account as fraudulent to credit bureaus without evidence | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent
which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Then, and the most recent logged activity is Then is a , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "which is Bank of America", and the single most common underlying issue is "reported my account as fraudulent to credit bureaus without evidence".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent have?
which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent respond to complaints on time?
which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent has a 0% timely response rate to CFPB complaints.
What is the most common complaint about which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent?
The most common issue reported against which is Bank of America failure to provide a proper written explanation violates my rights under the FCBA. XXXX. Equal Credit Opportunity Act ( ECOA ) 15 U.S.C. 1691 o The ECOA mandates that financial institutions provide written explanations for adverse credit decisions. The Correspondent is "reported my account as fraudulent to credit bureaus without evidence" in the "which is Bank of America" product category.
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