Total complaints
1
Filed since Impa
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows which in turn influenced XXXX XXXX XXXX decision. Being reported to XXXX a consumer reporting agency governed by the Fair Credit Reporting Act can significantly impact ones ability to open new accounts's complaint history from CFPB public records. 1 consumers have filed complaints since Impa. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since Impa
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How which in turn influenced XXXX XXXX XXXX decision. Being reported to XXXX a consumer reporting agency governed by the Fair Credit Reporting Act can significantly impact ones ability to open new accounts's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| the closure of my personal account also forced the closure of my small business account with NFCU ( since I could no longer maintain any relationship with the credit union ). This disrupted my business operations | 1 |
| State | Complaints |
|---|---|
| as many banks use these reports to screen applicants. It is distressing that an unjustified flag by NFCU has effectively tarnished my banking reputation and hindered my access to financial services. | 1 |
| Issue | Complaints |
|---|---|
| when I attempted to open a new personal checking account with XXXX XXXX XXXX shortly afterward | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
which in turn influenced XXXX XXXX XXXX decision. Being reported to XXXX a consumer reporting agency governed by the Fair Credit Reporting Act can significantly impact ones ability to open new accounts has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Impa, and the most recent logged activity is Impact on , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, which in turn influenced XXXX XXXX XXXX decision. Being reported to XXXX a consumer reporting agency governed by the Fair Credit Reporting Act can significantly impact ones ability to open new accounts reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the closure of my personal account also forced the closure of my small business account with NFCU ( since I could no longer maintain any relationship with the credit union ). This disrupted my business operations", and the single most common underlying issue is "when I attempted to open a new personal checking account with XXXX XXXX XXXX shortly afterward".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which in turn influenced XXXX XXXX XXXX decision. Being reported to XXXX a consumer reporting agency governed by the Fair Credit Reporting Act can significantly impact ones ability to open new accounts: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
which in turn influenced XXXX XXXX XXXX decision. Being reported to XXXX a consumer reporting agency governed by the Fair Credit Reporting Act can significantly impact ones ability to open new accounts has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
which in turn influenced XXXX XXXX XXXX decision. Being reported to XXXX a consumer reporting agency governed by the Fair Credit Reporting Act can significantly impact ones ability to open new accounts has a 0% timely response rate to CFPB complaints.
The most common issue reported against which in turn influenced XXXX XXXX XXXX decision. Being reported to XXXX a consumer reporting agency governed by the Fair Credit Reporting Act can significantly impact ones ability to open new accounts is "when I attempted to open a new personal checking account with XXXX XXXX XXXX shortly afterward" in the "the closure of my personal account also forced the closure of my small business account with NFCU ( since I could no longer maintain any relationship with the credit union ). This disrupted my business operations" product category.
Read our methodology — how this data is sourced, computed, and verified.