2026 data Public-data reference. official source

which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful's complaint history from CFPB public records. 1 consumers have filed complaints since Belo. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Belo
Since

Total complaints

1

Filed since Belo

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful complaint mix by product

Total complaints: 1

which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). FL XXXX: 1 complaints (100.0%), resolution 0.0% FL XXXX 100.0%
  • FL XXXX 1 100.0% 0% relief

How which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
FL XXXX Wrong Address Issue : I have never lived at this address and have no association with it whatsoever Law : FCRA 1681e ( b ) 1

Top States

State Complaints
and I request its deletion to prevent further harm Requested Resolution : Immediate investigation into these inaccuracies Permanent deletion of all incorrect addresses Deletion or correction of the disputed account information unless fully verified with documentation Deletion of all unauthorized or unverified hard inquiries Sanctions or enforcement action against parties found to be in willful noncompliance I am attaching my detailed dispute letter and identification to support this complaint. Thank you for your assistance in holding the data furnishers and credit bureaus accountable.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1

Top Issues

Issue Complaints
and FCRA 1681c regarding the exclusion of inaccurate or obsolete information Story : This address appeared on my report without my knowledge or consent. I suspect it may be the result of file merging or identity confusion. Because of this false address 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful

which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Belo, and the most recent logged activity is Below is a, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "FL XXXX Wrong Address Issue : I have never lived at this address and have no association with it whatsoever Law : FCRA 1681e ( b )", and the single most common underlying issue is "and FCRA 1681c regarding the exclusion of inaccurate or obsolete information Story : This address appeared on my report without my knowledge or consent. I suspect it may be the result of file merging or identity confusion. Because of this false address".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful have?

which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful respond to complaints on time?

which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful has a 0% timely response rate to CFPB complaints.

What is the most common complaint about which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful?

The most common issue reported against which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful is "and FCRA 1681c regarding the exclusion of inaccurate or obsolete information Story : This address appeared on my report without my knowledge or consent. I suspect it may be the result of file merging or identity confusion. Because of this false address" in the "FL XXXX Wrong Address Issue : I have never lived at this address and have no association with it whatsoever Law : FCRA 1681e ( b )" product category.

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