Total complaints
1
Filed since Belo
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful's complaint history from CFPB public records. 1 consumers have filed complaints since Belo. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since Belo
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| FL XXXX Wrong Address Issue : I have never lived at this address and have no association with it whatsoever Law : FCRA 1681e ( b ) | 1 |
| State | Complaints |
|---|---|
| and I request its deletion to prevent further harm Requested Resolution : Immediate investigation into these inaccuracies Permanent deletion of all incorrect addresses Deletion or correction of the disputed account information unless fully verified with documentation Deletion of all unauthorized or unverified hard inquiries Sanctions or enforcement action against parties found to be in willful noncompliance I am attaching my detailed dispute letter and identification to support this complaint. Thank you for your assistance in holding the data furnishers and credit bureaus accountable.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| Issue | Complaints |
|---|---|
| and FCRA 1681c regarding the exclusion of inaccurate or obsolete information Story : This address appeared on my report without my knowledge or consent. I suspect it may be the result of file merging or identity confusion. Because of this false address | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Belo, and the most recent logged activity is Below is a, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "FL XXXX Wrong Address Issue : I have never lived at this address and have no association with it whatsoever Law : FCRA 1681e ( b )", and the single most common underlying issue is "and FCRA 1681c regarding the exclusion of inaccurate or obsolete information Story : This address appeared on my report without my knowledge or consent. I suspect it may be the result of file merging or identity confusion. Because of this false address".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful has a 0% timely response rate to CFPB complaints.
The most common issue reported against which I can not provide because I have no connection to it. This false address is creating confusion and affecting my credit-based identity XXXX XXXX XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized hard inquiry Law : FCRA 604 ( a ) ( 3 ) permits credit inquiries only with permissible purpose and consumer authorization Story : I never applied for any XXXX XXXX XXXX service on or around this date. This may be the result of someone using my identity or an internal mistake. This inquiry has unfairly damaged my credit score and was done without my consent XXXX Inquiry Dated : XX/XX/XXXX Issue : Unauthorized inquiry damaging my credit Law : FCRA 604 and 609 provide the right to know the origin and nature of inquiries Story : I did not apply for any XXXX XXXX or XXXX XXXX account around this date. I believe this was unauthorized or the result of mixed files. This inquiry is unlawful is "and FCRA 1681c regarding the exclusion of inaccurate or obsolete information Story : This address appeared on my report without my knowledge or consent. I suspect it may be the result of file merging or identity confusion. Because of this false address" in the "FL XXXX Wrong Address Issue : I have never lived at this address and have no association with it whatsoever Law : FCRA 1681e ( b )" product category.
Read our methodology — how this data is sourced, computed, and verified.