2026 data Public-data reference. official source

when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX's complaint history from CFPB public records. 1 consumers have filed complaints since I ha. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I ha
Since

Total complaints

1

Filed since I ha

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX complaint mix by product

Total complaints: 1

when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). the conn: 1 complaints (100.0%), resolution 0.0% the conn 100.0%
  • the conn 1 100.0% 0% relief

How when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
the conn was complete 1

Top States

State Complaints
They would be giving me a loan that was two tier with 30 % of the final costs of installation 1

Top Issues

Issue Complaints
the Bank was deferring 30 % 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX

when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I ha, and the most recent logged activity is I have lot, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the conn was complete", and the single most common underlying issue is "the Bank was deferring 30 %".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX have?

when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX respond to complaints on time?

when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX?

The most common issue reported against when they offered me a loan with a deferment that would have no benefit to me and withheld the actual cost to me for getting this loan. Between XXXX XXXX and NBT Bank they collectively conned me into believing that in addition to the cost of my loan being equal or less than my monthly bills from the XXXX XXXX XXXX is "the Bank was deferring 30 %" in the "the conn was complete" product category.

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