Total complaints
2
Filed since Im t
2026 data Public-data reference. official source
when preparing a credit report on a consumer
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows when preparing a credit report on a consumer's complaint history from CFPB public records. 2 consumers have filed complaints since Im t. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Im t
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
when preparing a credit report on a consumer complaint mix by product
- allegedly caused 2 100.0% – 0% relief
How when preparing a credit report on a consumer's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| allegedly caused by identity theft. In enacting the FCRA | 2 |
Top States
| State | Complaints |
|---|---|
| is required to follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. 15 U.S.C. 1681e ( b ). If a consumer brings a dispute to the CRA regarding the completeness or accuracy of a credit report | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| as well as the need to insure that CRAs exercise their responsibilities with fairness | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About when preparing a credit report on a consumer
when preparing a credit report on a consumer has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Im t, and the most recent logged activity is Im the vic, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, when preparing a credit report on a consumer reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "allegedly caused by identity theft. In enacting the FCRA", and the single most common underlying issue is "as well as the need to insure that CRAs exercise their responsibilities with fairness".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating when preparing a credit report on a consumer: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does when preparing a credit report on a consumer have?
when preparing a credit report on a consumer has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does when preparing a credit report on a consumer respond to complaints on time?
when preparing a credit report on a consumer has a 0% timely response rate to CFPB complaints.
What is the most common complaint about when preparing a credit report on a consumer?
The most common issue reported against when preparing a credit report on a consumer is "as well as the need to insure that CRAs exercise their responsibilities with fairness" in the "allegedly caused by identity theft. In enacting the FCRA" product category.
Read our methodology — how this data is sourced, computed, and verified.
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