Total complaints
1
Filed since I cl
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows what did you buy! What are the agreements! What are their terms and conditions of the sale? What are the representations made about the account that were supposedly sold? The Purchase Agreement should say this. Their failure to provide the consumer with the OALD requested affects the consumers ability to determine whether the debts were truly owed. Furthermore's complaint history from CFPB public records. 1 consumers have filed complaints since I cl. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since I cl
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How what did you buy! What are the agreements! What are their terms and conditions of the sale? What are the representations made about the account that were supposedly sold? The Purchase Agreement should say this. Their failure to provide the consumer with the OALD requested affects the consumers ability to determine whether the debts were truly owed. Furthermore's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| and their attorney who owns Surf Consultants II | 1 |
| State | Complaints |
|---|---|
| not providing this can likely affect the consumers decision-making about whether and how to respond allegedly. There is a Contract that sales the debt! Since I dont know who you are and Ive never done business with your company ( Surf Consultants ) | 1 |
| Issue | Complaints |
|---|---|
| what are the late payment charges? What is the credit limit! What is the over the credit limit fee? What are the TERMS of this alleged account? Dont insult my intelligence by sending me a Bill of Sale! You know! Its that one page document that says ( XXXX XXXX XXXX ) sold the assets to ( Surf Consultants | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
what did you buy! What are the agreements! What are their terms and conditions of the sale? What are the representations made about the account that were supposedly sold? The Purchase Agreement should say this. Their failure to provide the consumer with the OALD requested affects the consumers ability to determine whether the debts were truly owed. Furthermore has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I cl, and the most recent logged activity is I clearly , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, what did you buy! What are the agreements! What are their terms and conditions of the sale? What are the representations made about the account that were supposedly sold? The Purchase Agreement should say this. Their failure to provide the consumer with the OALD requested affects the consumers ability to determine whether the debts were truly owed. Furthermore reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and their attorney who owns Surf Consultants II", and the single most common underlying issue is "what are the late payment charges? What is the credit limit! What is the over the credit limit fee? What are the TERMS of this alleged account? Dont insult my intelligence by sending me a Bill of Sale! You know! Its that one page document that says ( XXXX XXXX XXXX ) sold the assets to ( Surf Consultants".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating what did you buy! What are the agreements! What are their terms and conditions of the sale? What are the representations made about the account that were supposedly sold? The Purchase Agreement should say this. Their failure to provide the consumer with the OALD requested affects the consumers ability to determine whether the debts were truly owed. Furthermore: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
what did you buy! What are the agreements! What are their terms and conditions of the sale? What are the representations made about the account that were supposedly sold? The Purchase Agreement should say this. Their failure to provide the consumer with the OALD requested affects the consumers ability to determine whether the debts were truly owed. Furthermore has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
what did you buy! What are the agreements! What are their terms and conditions of the sale? What are the representations made about the account that were supposedly sold? The Purchase Agreement should say this. Their failure to provide the consumer with the OALD requested affects the consumers ability to determine whether the debts were truly owed. Furthermore has a 0% timely response rate to CFPB complaints.
The most common issue reported against what did you buy! What are the agreements! What are their terms and conditions of the sale? What are the representations made about the account that were supposedly sold? The Purchase Agreement should say this. Their failure to provide the consumer with the OALD requested affects the consumers ability to determine whether the debts were truly owed. Furthermore is "what are the late payment charges? What is the credit limit! What is the over the credit limit fee? What are the TERMS of this alleged account? Dont insult my intelligence by sending me a Bill of Sale! You know! Its that one page document that says ( XXXX XXXX XXXX ) sold the assets to ( Surf Consultants" in the "and their attorney who owns Surf Consultants II" product category.
Read our methodology — how this data is sourced, computed, and verified.