Total complaints
20
Filed since At t
2026 data Public-data reference. official source
Violation of the Fair Debt Collection Practices Act
20 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
20 consumer complaints filed with the CFPB
This profile shows Violation of the Fair Debt Collection Practices Act's complaint history from CFPB public records. 20 consumers have filed complaints since At t. The company has a 0% timely response rate and has provided relief in 0% of cases.
20
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
At t
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
Violation of the Fair Debt Collection Practices Act complaint mix by product
- I will 6 30.0% – 0% relief
- I will 5 25.0% – 0% relief
- 1 Valid 3 15.0% – 0% relief
- but a 3 15.0% – 0% relief
- I will 2 10.0% – 0% relief
- but a 1 5.0% – 0% relief
How Violation of the Fair Debt Collection Practices Act's 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| I will also inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX | 6 |
| I will also inform you that if your offices have reported invalidated information to any of the 3 major credit bureaus ( XXXX | 5 |
| 1 Valid copies of the debt agreement stating the amount of the debt and interest charges ; 2 Proof that the Statute of Limitations has not expired ; 3 Complete payment history on this account along with an accounting of all additional charges being assessed ; 4 Proof that you are licensed to collect in my state ; and 5 7.Your license numbers and Registered Agent At this time | 3 |
| but a notice sent pursuant to the Fair Debt Collection Practices Act | 3 |
| I will also inform you that if your offices have reported invalidated information to any of the 3 major credit bureaus ( Equifax | 2 |
| but a request for VALIDATION made pursuant to the above-named Title and Section by federal law. If any negative mark is found on any of my credit reports by your company or the company that you represent | 1 |
Top States
| State | Complaints |
|---|---|
| and Defamation of Character. | 14 |
| and Defamation of Character. If your offices are able to provide the proper documentation as requested in the following Declaration | 3 |
| and for Defamation of Character.,Company believes it acted appropriately as authorized by contract or law,NAVY FEDERAL CREDIT UNION,AL,366XX,,Consent provided,Web,2021-08-05,Closed with explanation,Yes,N/A,4606215 | 1 |
| And Defamation of Character. If your office fails to reply within 30 days from date of your receipt all instances related to this account must immediately be deleted and completely removed from my credit file. Moreover | 1 |
| and Defamation of Character. If your office fails to reply to this debt validation letter within thirty ( 30 ) days from the | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or XXXX ) | 11 |
| XXXX | 3 |
| but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. At this time | 3 |
| or TransUnion ) | 1 |
| Violation of the Fair Debt Collection Practices Act | 1 |
| and Transunion ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Violation of the Fair Debt Collection Practices Act
Violation of the Fair Debt Collection Practices Act has accumulated 20 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 20 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to At t, and the most recent logged activity is This is NO, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Violation of the Fair Debt Collection Practices Act reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I will also inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX", and the single most common underlying issue is "or XXXX )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Violation of the Fair Debt Collection Practices Act: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Violation of the Fair Debt Collection Practices Act have?
Violation of the Fair Debt Collection Practices Act has received 20 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Violation of the Fair Debt Collection Practices Act respond to complaints on time?
Violation of the Fair Debt Collection Practices Act has a 0% timely response rate to CFPB complaints.
What is the most common complaint about Violation of the Fair Debt Collection Practices Act?
The most common issue reported against Violation of the Fair Debt Collection Practices Act is "or XXXX )" in the "I will also inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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