2026 data Public-data reference. official source

updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off's complaint history from CFPB public records. 1 consumers have filed complaints since Whil. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Whil
Since

Total complaints

1

Filed since Whil

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off complaint mix by product

Total complaints: 1

updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). card issuers: 1 complaints (100.0%), resolution 0.0% card issuers 100.0%
  • card issuers 1 100.0% 0% relief

How updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
card issuers often have a voluntary policy of not charging interest on a debt for the period after a charge-off 1

Top States

State Complaints
but statutory prejudgment interest. The Sixth Circuit on XX/XX/XXXX has just ruled that filing a complaint stating that demanding prejudgment interest is owed in this context violates the FDCPA. ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX at *10 ( 6th Cir. XXXX XXXX XXXX ) Interpreting Kentuckys usury statute 1

Top Issues

Issue Complaints
a debt buyer assignee can not seek such interest either. ( 1 See National Consumer Law Center 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off

updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Whil, and the most recent logged activity is While char, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "card issuers often have a voluntary policy of not charging interest on a debt for the period after a charge-off", and the single most common underlying issue is "a debt buyer assignee can not seek such interest either. ( 1 See National Consumer Law Center".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off have?

updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off respond to complaints on time?

updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off has a 0% timely response rate to CFPB complaints.

What is the most common complaint about updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off?

The most common issue reported against updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off is "a debt buyer assignee can not seek such interest either. ( 1 See National Consumer Law Center" in the "card issuers often have a voluntary policy of not charging interest on a debt for the period after a charge-off" product category.

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