Total complaints
1
Filed since Whil
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off's complaint history from CFPB public records. 1 consumers have filed complaints since Whil. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since Whil
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| card issuers often have a voluntary policy of not charging interest on a debt for the period after a charge-off | 1 |
| State | Complaints |
|---|---|
| but statutory prejudgment interest. The Sixth Circuit on XX/XX/XXXX has just ruled that filing a complaint stating that demanding prejudgment interest is owed in this context violates the FDCPA. ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX at *10 ( 6th Cir. XXXX XXXX XXXX ) Interpreting Kentuckys usury statute | 1 |
| Issue | Complaints |
|---|---|
| a debt buyer assignee can not seek such interest either. ( 1 See National Consumer Law Center | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Whil, and the most recent logged activity is While char, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "card issuers often have a voluntary policy of not charging interest on a debt for the period after a charge-off", and the single most common underlying issue is "a debt buyer assignee can not seek such interest either. ( 1 See National Consumer Law Center".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off has a 0% timely response rate to CFPB complaints.
The most common issue reported against updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off is "a debt buyer assignee can not seek such interest either. ( 1 See National Consumer Law Center" in the "card issuers often have a voluntary policy of not charging interest on a debt for the period after a charge-off" product category.
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