Total complaints
83
Filed since 1. D
2026 data Public-data reference. official source
unverifiable
83 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
83 consumer complaints filed with the CFPB
This profile shows unverifiable's complaint history from CFPB public records. 83 consumers have filed complaints since 1. D. The company has a 0% timely response rate and has provided relief in 1.2% of cases.
83
Total Complaints
0%
Timely Response
0%
Disputed
1.2%
Relief Provided
46
States Active
1. D
Since
Timely response
0%
CFPB-tracked response window
Relief rate
1.2%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 1.2%
Industry median
Share closed with monetary or non-monetary relief.
unverifiable complaint mix by product
- XXXX XXXX 7 21.9% – 0% relief
- incomplete validation 6 18.8% – 0% relief
- credit bureaus 6 18.8% – 0% relief
- which is 4 12.5% – 0% relief
- coded as 3 9.4% – 0% relief
- I sent 3 9.4% – 0% relief
- ownership 3 9.4% – 0% relief
How unverifiable's 83 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXX XXXX XXXX XXXX | 7 |
| incomplete validation | 6 |
| credit bureaus must follow reasonable procedures to assure maximum possible accuracy of the information they furnish ( FCRA 1681e ( b ) ). If they fail to correct these violations upon notice | 6 |
| which is concerning. Additionally | 4 |
| coded as charged off | 3 |
| I sent certified mail with signature confirmation to Experian | 3 |
| ownership | 3 |
| as reported | 3 |
| FACTA | 3 |
| Plaintiff initiated disputes with XXXX and TransUnion to correct these egregious errors. Plaintiff prepared and sent a detailed dispute letter dated on or around XX/XX/XXXX | 3 |
| re-aged multiple accounts | 3 |
| Paid in Full Must reflect accurate Paid/Closed Never Late XXXX XXXX XXXX Account No : XXXX Auto Loan | 3 |
| removal of all delinquency notations | 3 |
| XXXX | 2 |
| 605B | 2 |
| GA XXXX - ADDRESS Issue : This address is inaccurately reported on my credit report and does not belong to me Law : Under the Fair Credit Reporting Act ( FCRA ) Section 602 A | 2 |
| I will take the following actions : File formal complaints with the Consumer Financial Protection Bureau ( CFPB ) | 2 |
| Charge-Off : {$810.00} | 1 |
| Unverified Reporting | 1 |
| XXXX XXXX. XXXX. Despite my efforts to dispute these accounts | 1 |
| this information is incorrect and creates false associations on my report | 1 |
| CO XXXX Wrong Address Issue : Unfamiliar and incorrect location Law : FCRA XXXX ( b ) Story : I have no relationship with this address and do not want it associated with my credit history XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| yet continues to be reported as charged off. This false report has resulted in repeated credit denials | 1 |
| once a consumer provides written notice to cease communication | 1 |
| charge-offs | 1 |
| retroactively effective to XX/XX/XXXX ; REASONABLE AND COMPLIANT REINVESTIGATION : EQUIFAX must conduct a proper | 1 |
| but has ignored to comply with the law and is in resistance to performing what is correct | 1 |
| fairness | 1 |
| method of verification | 1 |
| in the results of your investigations | 1 |
| no corrected credit report has been issued | 1 |
| you are hereby notified that you are in violation of the Fair Credit Reporting Act ( FCRA ) | 1 |
| this had occurred in a vacuum it might be plausible that only XXXX would be at fault. However | 1 |
| TX XXXX Address Issue : This address is not mine and is being inaccurately reported on my credit file Law : FCRA 1681e ( b ) and 1681i require credit bureaus to ensure accuracy and conduct prompt reinvestigation of any disputed data Story : I have never lived at this address nor had any financial association tied to it | 1 |
| citing these facts | 1 |
| 610 ( b ) Issue : Address is completely unfamiliar and unverifiable Story : I am concerned that this may be a case of identity confusion or file merger and must be corrected immediately XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} * * Law : FCRA Section 605 ( a ) ( 5 ) Issue : Account shows late payments but balance is {$0.00} and account is too old Story : This tradeline is obsolete and reporting late payments on a {$0.00} balance misleads lenders and violates credit aging rules XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$0.00} * * Law : FCRA Section 623 ( a ) ( 1 ) ( A ) | 1 |
| I was denied due to fraudulent activity on my account resulting from identity theft caused by a data breach. This unauthorized activity has directly and significantly impacted my credit. Despite my formal request for proper validation | 1 |
| XXXX XXXX | 1 |
| 15 U.S.C . 1681 et seq. ** | 1 |
| I mailed certified FCRA/FDCPA disputes to all three credit bureaus and LVNV/Resurgent ( receipt attached ). Despite receiving multiple rounds of disputes ( XX/XX/XXXX | 1 |
| XXXX initiated disputes with Experian and XXXX to correct these egregious errors. XXXX prepared and sent a detailed dispute letter dated on or around XX/XX/XXXX | 1 |
| my personally identifiable information was compromised and misused without my knowledge or consent. This led to the appearance of unauthorized accounts | 1 |
Top States
| State | Complaints |
|---|---|
| or reported incorrectly to the credit bureaus. | 6 |
| incomplete | 6 |
| or sold without consent | 6 |
| and/or not confirmed to be compliant with all mandates for ethical and lawful reporting. Given the gravity of the situation | 4 |
| and legally impermissible to report. Along with her dispute letter | 4 |
| and has not been corrected after dispute | 3 |
| or inaccurately reported. Along with my letters | 3 |
| and misleading. Under FCRA 1681i ( a ) | 3 |
| or in violation of the mentioned laws | 3 |
| re-aged | 3 |
| or duplicate accounts DELETE all inaccurate addresses RECLASSIFY any charged-off or sold accounts as PAID IN FULL under UCC 3-603 REMOVE all late payments permanently SEND updated report within XXXX days of receipt Failure to comply will result in : Complaint filings with CFPB | 3 |
| and misleading activity from entities who have refused to document their legal authority while continuing to harm my credit profile and collect fees under abusive conditions. | 3 |
| and reported as charged off without validation Law : FCRA 1681i and 611 give me the right to a reinvestigation and mandate deletion if the furnisher can not prove the debt Story : I have never opened or authorized this account and no contract or documentation has ever been shown to me | 2 |
| and illegal information. Remove this account immediately or be held legally liable. | 2 |
| and damaging to my financial standing. If these accounts are not removed within XXXX ( XXXX ) business days | 1 |
| and misleading account information to the credit reporting agencies | 1 |
| or fraudulent : Equifax has not demonstrated the ability to verify these accounts as accurate and complete | 1 |
| and or else wise not confirmed certifiably compliant to all mandates for ethical and lawful reporting! | 1 |
| and fraudulent information ; 2. FCRA 1681i ( a ) Refusal to properly reinvestigate or delete tradelines after formal dispute and litigation notice ; 3. FCRA 1681i ( a ) ( 5 ) ( B ) Illegal reinsertion of a removed tradeline without certification or written consumer notice ; 4. FCRA 1681n & 1681o Willful and negligent defamation | 1 |
| and or else wise not confirmed certifiably compliant to all mandates for ethical and lawful reporting!,,EQUIFAX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| inaccurate | 7 |
| 609 | 6 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 6 |
| punitive damages | 6 |
| and demanding their immediate deletion. In her dispute correspondence | 4 |
| yet the date of last payment is listed as XX/XX/XXXX with no ongoing balance. This means the account is closed and settled | 3 |
| and TransUnion | 3 |
| including but not limited to : - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX These accounts are being reported inaccurately. I do not acknowledge ownership | 3 |
| TILA | 3 |
| avoided providing proof | 3 |
| Paid in Full Must remain positive only XXXX XXXX XXXX XXXX XXXX Account No : XXXX Secured Line of Credit | 3 |
| and status update to reflect Closed Paid as Agreed 3. Refund of charges imposed after the account exceeded the credit limit and fell into delinquency 4. Regulatory enforcement and civil penalties as appropriate under the FCRA | 3 |
| XXXX | 2 |
| 609 ( a ) ( 1 ) | 2 |
| verifiable | 2 |
| and State Attorney General Pursue civil legal action for full damages under the FCRA | 2 |
| Charge-Off : {$860.00} | 1 |
| This letter serves as final notice before legal action. You are in ongoing violation of multiple consumer protection laws including the Fair Credit Reporting Act ( FCRA ) XXXX5 U.S.C. 1681n | 1 |
| more than XXXX days have elapsed since my initial dispute | 1 |
| XXXX and Experian Information Solutions | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About unverifiable
unverifiable has accumulated 83 consumer complaints in the CFPB public database, with filings active across 46 U.S. states. Of those submissions, 60 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 1. D, and the most recent logged activity is s a direct, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, unverifiable reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 1.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX XXXX XXXX", and the single most common underlying issue is "inaccurate".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating unverifiable: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does unverifiable have?
unverifiable has received 83 consumer complaints filed with the Consumer Financial Protection Bureau.
Does unverifiable respond to complaints on time?
unverifiable has a 0% timely response rate to CFPB complaints.
What is the most common complaint about unverifiable?
The most common issue reported against unverifiable is "inaccurate" in the "XXXX XXXX XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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