Total complaints
15
Filed since ( a
2026 data Public-data reference. official source
until the debt collector obtains verification of the debt or any copy of a judgment
15 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
15 consumer complaints filed with the CFPB
This profile shows until the debt collector obtains verification of the debt or any copy of a judgment's complaint history from CFPB public records. 15 consumers have filed complaints since ( a . The company has a 0% timely response rate and has provided relief in 0% of cases.
15
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
( a
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
until the debt collector obtains verification of the debt or any copy of a judgment complaint mix by product
- Section 809 3 25.0% – 0% relief
- 15 USC 3 25.0% – 0% relief
- the following 2 16.7% – 0% relief
- Section 809 1 8.3% – 0% relief
- 15 USC 1 8.3% – 0% relief
- instead calls 1 8.3% – 0% relief
- but not 1 8.3% – 0% relief
How until the debt collector obtains verification of the debt or any copy of a judgment's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Section 809 ( b ) : Validating Debts : ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt | 3 |
| 15 USC 1692g If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt | 3 |
| the following actions and proceedings must be commenced within four years : Please note the following : Title 8 USC 809. Validation of debts [ 15 USC 1692g ] ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt | 2 |
| Section 809 ( b ) : Validating Debts : If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt | 1 |
| 15 USC 1692 Sec. 809 ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt | 1 |
| instead calls threatening me to turn over as a unpaid bill the amount to credit reporting agency 's. They call on weekends and late at night. Yesterdy for instance I told the collection agent of Ally that they are FORBIDDEN BY FED LAW to create an adverse credit report while matter is in dispute FDCPA Section 809. Validation of debts [ 15 USC 1692g ] ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt | 1 |
| but not limited to : As per the 809. Validation of debts [ 15 USC 1692g ] ( : ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt | 1 |
| the following actions and proceedings must be commenced within XXXX years : Please note the following : Title 8 USC 809. Validation of debts [ 15 USC 1692g ] ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt | 1 |
| read below : If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt | 1 |
| If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) of this section that the debt | 1 |
Top States
| State | Complaints |
|---|---|
| or the name and address of the original creditor | 15 |
Top Issues
| Issue | Complaints |
|---|---|
| is disputed | 15 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About until the debt collector obtains verification of the debt or any copy of a judgment
until the debt collector obtains verification of the debt or any copy of a judgment has accumulated 15 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 15 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( a , and the most recent logged activity is The eviden, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, until the debt collector obtains verification of the debt or any copy of a judgment reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Section 809 ( b ) : Validating Debts : ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt", and the single most common underlying issue is "is disputed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating until the debt collector obtains verification of the debt or any copy of a judgment: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does until the debt collector obtains verification of the debt or any copy of a judgment have?
until the debt collector obtains verification of the debt or any copy of a judgment has received 15 consumer complaints filed with the Consumer Financial Protection Bureau.
Does until the debt collector obtains verification of the debt or any copy of a judgment respond to complaints on time?
until the debt collector obtains verification of the debt or any copy of a judgment has a 0% timely response rate to CFPB complaints.
What is the most common complaint about until the debt collector obtains verification of the debt or any copy of a judgment?
The most common issue reported against until the debt collector obtains verification of the debt or any copy of a judgment is "is disputed" in the "Section 809 ( b ) : Validating Debts : ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt" product category.
Read our methodology — how this data is sourced, computed, and verified.
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