2026 data Public-data reference. official source

unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application

3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3 consumer complaints filed with the CFPB

This profile shows unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application's complaint history from CFPB public records. 3 consumers have filed complaints since ( b . The company has a 0% timely response rate and has provided relief in 0% of cases.

3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
( b
Since

Total complaints

3

Filed since ( b

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application complaint mix by product

Total complaints: 3

unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). other than: 3 complaints (100.0%), resolution 0.0% other than 100.0%
  • other than 3 100.0% 0% relief

How unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
other than an investigative consumer report 3

Top States

State Complaints
and ( ii ) the applicant upon request will be informed whether or not a consumer report was requested 3

Top Issues

Issue Complaints
for credit 3

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application

unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application has accumulated 3 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( b , and the most recent logged activity is ( b ) No p, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "other than an investigative consumer report", and the single most common underlying issue is "for credit".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application have?

unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.

Does unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application respond to complaints on time?

unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application has a 0% timely response rate to CFPB complaints.

What is the most common complaint about unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application?

The most common issue reported against unless the applicant is first informed in writing or in the same manner in which the application is made that ( i ) a consumer report may be requested in connection with such application is "for credit" in the "other than an investigative consumer report" product category.

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