Total complaints
2
Filed since XXXX
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows unknown to me - I only learned about this when checking my credit reports on XXXX XXXX. ) XXXX's complaint history from CFPB public records. 2 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
2
Filed since XXXX
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How unknown to me - I only learned about this when checking my credit reports on XXXX XXXX. ) XXXX's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| XXXX XXXX points Your credit card balance increased by {$81.00}. from XXXX $ to {$81.00}. '' ( Points deducted for USING my credit card? ) TRANSUNION-XXXX | 1 |
| XXXX XXXX points Your credit card balance increased by {$81.00}. from XXXX $ to {$81.00}. '' ( Points deducted for USING my credit card? ) XXXX | 1 |
| State | Complaints |
|---|---|
| XXXX XXXX points SYNCB/CARECREDIT-credit card closed due to inactive account ''. ( Same issue as TRANSUNION above XXXX points - same scoring system? ) XXXX | 1 |
| XXXX XXXX points XXXXXXXX XXXX closed due to inactive account ''. ( Same issue as XXXX above XXXX points - same scoring system? ) XXXX | 1 |
| Issue | Complaints |
|---|---|
| XXXX XXXX points Account Opened New Swiss Colony account detected ''. ( I only have XXXX ( XXXX ) XXXX XXXX account which TransUnion had previously | 1 |
| XXXX XXXX points Account Opened New Swiss Colony account detected ''. ( I only have one ( 1 ) XXXX XXXX account which XXXX had previously | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
unknown to me - I only learned about this when checking my credit reports on XXXX XXXX. ) XXXX has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX. XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, unknown to me - I only learned about this when checking my credit reports on XXXX XXXX. ) XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX points Your credit card balance increased by {$81.00}. from XXXX $ to {$81.00}. '' ( Points deducted for USING my credit card? ) TRANSUNION-XXXX", and the single most common underlying issue is "XXXX XXXX points Account Opened New Swiss Colony account detected ''. ( I only have XXXX ( XXXX ) XXXX XXXX account which TransUnion had previously".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating unknown to me - I only learned about this when checking my credit reports on XXXX XXXX. ) XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
unknown to me - I only learned about this when checking my credit reports on XXXX XXXX. ) XXXX has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
unknown to me - I only learned about this when checking my credit reports on XXXX XXXX. ) XXXX has a 0% timely response rate to CFPB complaints.
The most common issue reported against unknown to me - I only learned about this when checking my credit reports on XXXX XXXX. ) XXXX is "XXXX XXXX points Account Opened New Swiss Colony account detected ''. ( I only have XXXX ( XXXX ) XXXX XXXX account which TransUnion had previously" in the "XXXX XXXX points Your credit card balance increased by {$81.00}. from XXXX $ to {$81.00}. '' ( Points deducted for USING my credit card? ) TRANSUNION-XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.