Total complaints
3
Filed since As y
2026 data Public-data reference. official source
unethical
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows unethical's complaint history from CFPB public records. 3 consumers have filed complaints since As y. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
As y
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
unethical complaint mix by product
- RTR has 1 33.3% – 0% relief
- XX/XX/2016 at 1 33.3% – 0% relief
- it says 1 33.3% – 0% relief
How unethical's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| RTR has failed to provide the mortgage assignments and or chain of title which would indicate mortgage servicing rights and transfers from XXXX on to XXXX and finally a transfer from XXXX to RTR. Mortgage debt validation is required when requested in writing from the debtor under the FDCPA | 1 |
| XX/XX/2016 at the Macy 's XXXX Mall location in Pennsylvania I was offered a XXXX percent discount if I upgraded '' my current Macy 's account to a Macy 's American Express account. I accepted the offer as it was explained to me and completed my purchases. I received the new American Express Macy 's card in the mail and even discarded my old card under the impression that the American Express Macy 's card is my new card. I made additional purchases with this American Express card | 1 |
| it says the first payment | 1 |
Top States
| State | Complaints |
|---|---|
| and unsound lending and foreclosure practices ; ( 10 ) fraud in the inducement for failing to explain to Plaintiff that he was not qualified to enter the loan on the stated terms ; and ( 11 ) unjust enrichment. ( Id. at 22-48 ). | 1 |
| and takes advantage of creditworthy and financially responsible individuals.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 |
| and illegal ( per Truth in Lending Rule 226.7 which states that the lender must send periodic statements of amounts due | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| HUD | 1 |
| but XXXX separate accounts that I now have with Macy 's! I asked the customer service representative | 1 |
| is estimated '' to be XXXX. When I was signing the document and dealing with the Mosaic agent handling my loan | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About unethical
unethical has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to As y, and the most recent logged activity is While shop, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, unethical reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "RTR has failed to provide the mortgage assignments and or chain of title which would indicate mortgage servicing rights and transfers from XXXX on to XXXX and finally a transfer from XXXX to RTR. Mortgage debt validation is required when requested in writing from the debtor under the FDCPA", and the single most common underlying issue is "HUD".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating unethical: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does unethical have?
unethical has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does unethical respond to complaints on time?
unethical has a 0% timely response rate to CFPB complaints.
What is the most common complaint about unethical?
The most common issue reported against unethical is "HUD" in the "RTR has failed to provide the mortgage assignments and or chain of title which would indicate mortgage servicing rights and transfers from XXXX on to XXXX and finally a transfer from XXXX to RTR. Mortgage debt validation is required when requested in writing from the debtor under the FDCPA" product category.
Read our methodology — how this data is sourced, computed, and verified.
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