Total complaints
3
Filed since I al
2026 data Public-data reference. official source
under the Fair Credit Reporting Act ( FCRA )
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows under the Fair Credit Reporting Act ( FCRA )'s complaint history from CFPB public records. 3 consumers have filed complaints since I al. The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
I al
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
under the Fair Credit Reporting Act ( FCRA ) complaint mix by product
- specifically the 1 33.3% – 0% relief
- I have 1 33.3% – 0% relief
- I am 1 33.3% – 0% relief
How under the Fair Credit Reporting Act ( FCRA )'s 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| specifically the Maryland Consumer Debt Collection Act ( MCDCA ) | 1 |
| I have not had any further contact with this entity and reasonably assumed the call was a scam | 1 |
| I am disputing the following inquiry ( ies ) on my credit report XXXX ( XXXX Date XXXX. XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| creditors and debt collectors are legally obligated to report accurate information to credit bureaus. By continuing to report this account as unpaid despite the settlement agreement | 1 |
| no debt can be reported to the credit bureaus until the consumer has received this required notice ( 15 U.S.C. 1681s-2 ). Their failure to comply with these provisions has directly harmed my credit | 1 |
| that TransUnion conduct a reasonable investigation into these inquiries. If the inquiries are found to be unauthorized or unverifiable | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Com. Law 14-201 et seq. | 1 |
| due to their irresponsible reporting | 1 |
| XXXX ) XXXX ( XXXX Date : XXXX. XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About under the Fair Credit Reporting Act ( FCRA )
under the Fair Credit Reporting Act ( FCRA ) has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I al, and the most recent logged activity is Specifical, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, under the Fair Credit Reporting Act ( FCRA ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "specifically the Maryland Consumer Debt Collection Act ( MCDCA )", and the single most common underlying issue is "Com. Law 14-201 et seq.".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating under the Fair Credit Reporting Act ( FCRA ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Consumer Guides
Learn more about your rights and how to interpret complaint data.
Related Data
Explore additional financial data about companies, lenders, and institutions on our partner portals.
PlainBankData
Bank financial data — deposits, assets, branches, and regulatory filings for FDIC-insured institutions.
PlainAdvisorCheck
Financial advisor records — SEC and FINRA registration, disclosures, and disciplinary history.
PlainCU
Credit union data — financial performance, membership, rates, and NCUA regulatory information.
PlainInsurer
Insurance company data — financial strength, complaint ratios, market share, and state licensing.
PlainLender
Mortgage lender data — HMDA loan originations, approval rates, interest rates, and lending patterns.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does under the Fair Credit Reporting Act ( FCRA ) have?
under the Fair Credit Reporting Act ( FCRA ) has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does under the Fair Credit Reporting Act ( FCRA ) respond to complaints on time?
under the Fair Credit Reporting Act ( FCRA ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about under the Fair Credit Reporting Act ( FCRA )?
The most common issue reported against under the Fair Credit Reporting Act ( FCRA ) is "Com. Law 14-201 et seq." in the "specifically the Maryland Consumer Debt Collection Act ( MCDCA )" product category.
Read our methodology — how this data is sourced, computed, and verified.
Related
