Total complaints
3
Filed since All
2026 data Public-data reference. official source
under the Fair Credit Reporting Act
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows under the Fair Credit Reporting Act's complaint history from CFPB public records. 3 consumers have filed complaints since All . The company has a 0% timely response rate and has provided relief in 0% of cases.
3
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
3
States Active
All
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
under the Fair Credit Reporting Act complaint mix by product
- specifically XXXX 1 33.3% – 0% relief
- therefore I 1 33.3% – 0% relief
- it is 1 33.3% – 0% relief
How under the Fair Credit Reporting Act's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| specifically XXXX XXXX and XXXX XXXX XXXX | 1 |
| therefore I am submitting this complaint. I have a problem with their legal characteristic by nature | 1 |
| it is simply a nightmare trying to get false information removed from a credit file. I have contacted all of the false creditors listed on my credit file. I have challenged all of the false listings on my credit file. Nothing ever happens to fix the situation. Over 90 days ago I wrote XXXX in question and demanded proof that I am their customer. I asked for proof of the alleged debt | 1 |
Top States
| State | Complaints |
|---|---|
| the section and U.S. Code indicating Credit Agencies are permitted to include or retain in a consumers credit file information they deem accurate. Furthermore | 1 |
| these disputed items may not appear on my credit report if they can not be supported by any evidence ( which they keep reporting illegally ). As a result of these blatantly reckless | 1 |
| these disputed items may not appear on my credit report if they can not be supported by any evidence. Under the Fair Credit Reporting Act | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| including seven documents submitted with my Consumer Financial Protection Bureau ( CFPB ) complaint # XXXX. At this point | 1 |
| Engelhardt v Gravens ( Mo ) | 1 |
| but I simply get transferred around and nothing ever gets accomplished. I have fully investigated my rights in this matter. Under the doctrine of estoppel by silence | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About under the Fair Credit Reporting Act
under the Fair Credit Reporting Act has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 3 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to All , and the most recent logged activity is My credit , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, under the Fair Credit Reporting Act reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "specifically XXXX XXXX and XXXX XXXX XXXX", and the single most common underlying issue is "including seven documents submitted with my Consumer Financial Protection Bureau ( CFPB ) complaint # XXXX. At this point".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating under the Fair Credit Reporting Act: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does under the Fair Credit Reporting Act have?
under the Fair Credit Reporting Act has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
Does under the Fair Credit Reporting Act respond to complaints on time?
under the Fair Credit Reporting Act has a 0% timely response rate to CFPB complaints.
What is the most common complaint about under the Fair Credit Reporting Act?
The most common issue reported against under the Fair Credit Reporting Act is "including seven documents submitted with my Consumer Financial Protection Bureau ( CFPB ) complaint # XXXX. At this point" in the "specifically XXXX XXXX and XXXX XXXX XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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