Total complaints
47
Filed since I ha
2026 data Public-data reference. official source
under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a )
47 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
47 consumer complaints filed with the CFPB
This profile shows under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a )'s complaint history from CFPB public records. 47 consumers have filed complaints since I ha. The company has a 0% timely response rate and has provided relief in 0% of cases.
47
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
I ha
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a ) complaint mix by product
- and I 41 87.2% – 0% relief
- and I 3 6.4% – 0% relief
- and I 2 4.3% – 0% relief
- and I 1 2.1% – 0% relief
How under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a )'s 47 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| and I believe that requesting the deletion of any inquiry based on any legitimate connection to a public record vendor such as XXXX is within my rights under the Fair Credit Reporting Act ( FCRA ) | 41 |
| and I believe that requesting the deletion of any inquiry based on any legitimate connection to a public record vendor such as XXXX is within my rights under the Fair Credit Reporting Act ( FCRA ) | 3 |
| and I believe that requesting the deletion of any inquiry based on any legitimate connection to a public record vendor such as LexisNexis is within my rights under the Fair Credit Reporting Act ( FCRA ) | 2 |
| and I believe that requesting the deletion of any inquiry based on any legitimate connection to a public record vendor such asXX/XX/XXXX is within my rights under the Fair Credit Reporting Act ( FCRA ) | 1 |
Top States
| State | Complaints |
|---|---|
| I request the deletion of the following lists of hard inquiries as follows : I demand my rights be protected based on the 2020 Edition of the Privacy Act published by the U.S. Department of Justice. | 36 |
| I request the deletion of the following lists of hard inquiries as follows : IMMEDIATE ACTION REQUIRED : PLEASE INSERT A BLOCK ON MY FILE FROM ALL FUTURE PROMOTIONAL REVIEWS THE FOLLOWING ATTACHED REVIEWS OF MY CREDIT IS A DISASTER AND I WOULD HAVE NEVER HAVE AUTHORIZE SO MANY REVIEWS. I HAVE DELETED ALL APPLICATIONS. PLEASE DELETE ALL OF THE ATTACHED CREDIT REVIEWS AS THEY WOULD HAVE NEVER BEEN AUTHORIZED. PLEASE BLOCK MY CREDIT REPORT INFORMATION FROM ALL UNAUTHORIZED INQUIRIES FROM THIS POINT FORWARD : This letter is addressed to the subscriber furnishing the information on my credit reports | 7 |
| I request the deletion of the following lists of hard inquiries as follows : I demand my rights be protected based on the XXXX Edition of the Privacy Act published by the U.S. Department of Justice. | 2 |
| I request the deletion of the following lists of hard inquiries as follows : I demand my rights be protected based on the 2020 Edition of the Privacy Act published by the U.S. Department of Justice. IMMEDIATE ACTION REQUIRED : PLEASE INSERT A BLOCK ON MY FILE FROM ALL FUTURE PROMOTIONAL REVIEWS THE FOLLOWING ATTACHED REVIEWS OF MY CREDIT IS A DISASTER AND I WOULD HAVE NEVER HAVE AUTHORIZE SO MANY REVIEWS. I HAVE DELETED ALL APPLICATIONS. PLEASE DELETE ALL OF THE ATTACHED CREDIT REVIEWS AS THEY WOULD HAVE NEVER BEEN AUTHORIZED. PLEASE BLOCK MY CREDIT REPORT INFORMATION FROM ALL UNAUTHORIZED INQUIRIES FROM THIS POINT FORWARD : This letter is addressed to the subscriber furnishing the information on my credit reports | 1 |
| I request the deletion of the following lists of hard inquiries as follows : I demand my rights be protected based on the 2020 Edition of the Privacy Act published by | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| I am requesting only the proper protocol to be adhered to in order to maintain the legitimacy of the hard inquiry | 47 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a )
under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a ) has accumulated 47 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 47 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I ha, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and I believe that requesting the deletion of any inquiry based on any legitimate connection to a public record vendor such as XXXX is within my rights under the Fair Credit Reporting Act ( FCRA )", and the single most common underlying issue is "I am requesting only the proper protocol to be adhered to in order to maintain the legitimacy of the hard inquiry".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a ) have?
under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a ) has received 47 consumer complaints filed with the Consumer Financial Protection Bureau.
Does under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a ) respond to complaints on time?
under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a ) has a 0% timely response rate to CFPB complaints.
What is the most common complaint about under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a )?
The most common issue reported against under review of 604. Permissible purposes of consumer reports [ 15 U.S.C. 1681b ] ( a ) is "I am requesting only the proper protocol to be adhered to in order to maintain the legitimacy of the hard inquiry" in the "and I believe that requesting the deletion of any inquiry based on any legitimate connection to a public record vendor such as XXXX is within my rights under the Fair Credit Reporting Act ( FCRA )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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