Total complaints
1
Filed since Disc
2026 data Public-data reference. official source
under 15 U.S.C. 1681n and 1681o
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows under 15 U.S.C. 1681n and 1681o's complaint history from CFPB public records. 1 consumers have filed complaints since Disc. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Disc
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
under 15 U.S.C. 1681n and 1681o complaint mix by product
- including the 1 100.0% – 0% relief
How under 15 U.S.C. 1681n and 1681o's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| including the Fair Credit Reporting Act ( FCRA ) | 1 |
Top States
| State | Complaints |
|---|---|
| willful or negligent noncompliance with the FCRA exposes Discover Bank to civil liability | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| which mandates that furnishers of credit information ensure the accuracy | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About under 15 U.S.C. 1681n and 1681o
under 15 U.S.C. 1681n and 1681o has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Disc, and the most recent logged activity is Discover B, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, under 15 U.S.C. 1681n and 1681o reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including the Fair Credit Reporting Act ( FCRA )", and the single most common underlying issue is "which mandates that furnishers of credit information ensure the accuracy".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating under 15 U.S.C. 1681n and 1681o: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does under 15 U.S.C. 1681n and 1681o have?
under 15 U.S.C. 1681n and 1681o has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does under 15 U.S.C. 1681n and 1681o respond to complaints on time?
under 15 U.S.C. 1681n and 1681o has a 0% timely response rate to CFPB complaints.
What is the most common complaint about under 15 U.S.C. 1681n and 1681o?
The most common issue reported against under 15 U.S.C. 1681n and 1681o is "which mandates that furnishers of credit information ensure the accuracy" in the "including the Fair Credit Reporting Act ( FCRA )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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