Total complaints
15
Filed since # #
2026 data Public-data reference. official source
unauthorized inquiries
15 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
15 consumer complaints filed with the CFPB
This profile shows unauthorized inquiries's complaint history from CFPB public records. 15 consumers have filed complaints since # # . The company has a 0% timely response rate and has provided relief in 0% of cases.
15
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
9
States Active
# #
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
unauthorized inquiries complaint mix by product
- unauthorized inquiries 4 28.6% – 0% relief
- verify 3 21.4% – 0% relief
- consumer reporting 3 21.4% – 0% relief
- failed to 1 7.1% – 0% relief
- XXXX XXXX 1 7.1% – 0% relief
- XXXX 1 7.1% – 0% relief
- Equifax XXXX 1 7.1% – 0% relief
How unauthorized inquiries's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| unauthorized inquiries | 4 |
| verify | 3 |
| consumer reporting agencies are required to report information that is accurate | 3 |
| failed to verify accounts | 1 |
| XXXX XXXX and TransUnion XXXX The issues include name and address inaccuracies | 1 |
| XXXX | 1 |
| Equifax XXXX and XXXX XXXX The issues include name and address inaccuracies | 1 |
| XXXX XXXX and XXXX XXXX The issues include name and address inaccuracies | 1 |
Top States
| State | Complaints |
|---|---|
| and inaccurate personal identifiers from my credit reports across all three bureaus. The continued reporting of unverifiable and unauthorized information following the NPD Breach constitutes a serious consumer protection violation. I respectfully request the CFPB to compel full deletion of these items | 3 |
| and false derogatory marks currently appearing on my file amount to defamation of my character | 3 |
| creditor harassment | 3 |
| and unverifiable tradelines described above ; to compel the credit bureaus and furnishers to comply with FCRA and Metro 2 reporting standards ; and to provide written confirmation of deletion and correction to prevent continued consumer harm.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| and any item that can not be proven with legal documentation removed immediately. I want full accountability for the harm caused to my credit and life.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77083,,Consent provided,Web,2025-11-29,Closed with explanation,Yes,N/A,17592066 | 1 |
| late payment discrepancies CRA Response : Information Verified Dispute XXXX : Date Sent : XX/XX/XXXX Method : Certified Mail Summary of Dispute : Fraudulent accounts | 1 |
| and incorrect personal information as required under FCRA 605B. | 1 |
| and unverifiable tradelines described above ; to compel the credit bureaus and furnishers to comply with FCRA and Metro 2 reporting standards ; and to provide written confirmation of deletion and correction to prevent continued consumer harm.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NM,87144,,Consent provided,Web,2025-12-29,Closed with explanation,Yes,N/A,18340830 | 1 |
| and unverifiable tradelines described above ; to compel the credit bureaus and furnishers to comply with FCRA and Metro 2 reporting standards ; and to provide written confirmation of deletion and correction to prevent continued consumer harm.,,EQUIFAX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| my credit scores have been unfairly suppressed | 3 |
| including credit score suppression | 3 |
| verifiable | 3 |
| reporting of closed accounts as active | 3 |
| and continued reporting damaging information in violation of federal regulations. I want all fraudulent accounts | 1 |
| unauthorized inquiries | 1 |
| XXXX XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About unauthorized inquiries
unauthorized inquiries has accumulated 15 consumer complaints in the CFPB public database, with filings active across 9 U.S. states. Of those submissions, 12 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to # # , and the most recent logged activity is Under 15 U, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, unauthorized inquiries reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "unauthorized inquiries", and the single most common underlying issue is "my credit scores have been unfairly suppressed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating unauthorized inquiries: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does unauthorized inquiries have?
unauthorized inquiries has received 15 consumer complaints filed with the Consumer Financial Protection Bureau.
Does unauthorized inquiries respond to complaints on time?
unauthorized inquiries has a 0% timely response rate to CFPB complaints.
What is the most common complaint about unauthorized inquiries?
The most common issue reported against unauthorized inquiries is "my credit scores have been unfairly suppressed" in the "unauthorized inquiries" product category.
Read our methodology — how this data is sourced, computed, and verified.
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