Total complaints
2
Filed since I se
2026 data Public-data reference. official source
UNAUTHORIZED
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows UNAUTHORIZED's complaint history from CFPB public records. 2 consumers have filed complaints since I se. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
I se
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
UNAUTHORIZED complaint mix by product
- XXXXXXXX XXXX 1 50.0% – 0% relief
- or referral 1 50.0% – 0% relief
How UNAUTHORIZED's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XXXXXXXX XXXX XXXX XXXX XXXX and XXXX XXXX ( hereinafter XXXX ) received via USPS Certified Mail Return Receipt full Validation and Verification letters from me REQUESTING COPY of IRS Form 1099-C in connection with the CANCELLED DEBT ACCOUNTS being reported on my TRANSUNION XXXX as CANCELLED DEBT. ( PLEASE SEE SUPPORTING DOCUMENTS | 1 |
| or referral to the Attorneys General of the States of Wisconsin | 1 |
Top States
| State | Complaints |
|---|---|
| AND BEING REPORTED UNLAWFULLY. Their FAILURE TO PROVIDE THE REQUESTED VALIDATION and DOCUMENTATION in connection therewith is a direct violation of the FCRA and FDCPA. | 1 |
| INACCURATE | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| XXXX DISPUTE LETTER & USPS TRACKING RECEIPTS ) To date | 1 |
| and Pennsylvania for appropriate action ; Civil Penalties/Sanctions : Imposition of civil penalties or sanctions against TRANSUNION for their repeated failure ( s ) to ensure compliance with the FCRA ; Instruction to CRAs and Debt Collectors : Direct instruction to TRANSUNION | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About UNAUTHORIZED
UNAUTHORIZED has accumulated 2 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I se, and the most recent logged activity is On XX/XX/X, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, UNAUTHORIZED reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXXXXXX XXXX XXXX XXXX XXXX and XXXX XXXX ( hereinafter XXXX ) received via USPS Certified Mail Return Receipt full Validation and Verification letters from me REQUESTING COPY of IRS Form 1099-C in connection with the CANCELLED DEBT ACCOUNTS being reported on my TRANSUNION XXXX as CANCELLED DEBT. ( PLEASE SEE SUPPORTING DOCUMENTS", and the single most common underlying issue is "XXXX DISPUTE LETTER & USPS TRACKING RECEIPTS ) To date".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating UNAUTHORIZED: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does UNAUTHORIZED have?
UNAUTHORIZED has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does UNAUTHORIZED respond to complaints on time?
UNAUTHORIZED has a 0% timely response rate to CFPB complaints.
What is the most common complaint about UNAUTHORIZED?
The most common issue reported against UNAUTHORIZED is "XXXX DISPUTE LETTER & USPS TRACKING RECEIPTS ) To date" in the "XXXXXXXX XXXX XXXX XXXX XXXX and XXXX XXXX ( hereinafter XXXX ) received via USPS Certified Mail Return Receipt full Validation and Verification letters from me REQUESTING COPY of IRS Form 1099-C in connection with the CANCELLED DEBT ACCOUNTS being reported on my TRANSUNION XXXX as CANCELLED DEBT. ( PLEASE SEE SUPPORTING DOCUMENTS" product category.
Read our methodology — how this data is sourced, computed, and verified.
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