Total complaints
1
Filed since An U
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows unaltered authoritative copy must be established's complaint history from CFPB public records. 1 consumers have filed complaints since An U. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since An U
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How unaltered authoritative copy must be established's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| meaning the non-authoritative copy is used for informational purposes | 1 |
| State | Complaints |
|---|---|
| and we know this has not been established. Lenders do not meet the specific requirements to obtain the authoritative version. This is how I know that the original loan agreement has been altered and forged without my awareness. I clearly had no idea that SAFCO and the Dealership would stoop this low. This is a deceptive practice | 1 |
| Issue | Complaints |
|---|---|
| this digital loan document is not a legally recognized version. It is not the true and original version. Respectfully | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
unaltered authoritative copy must be established has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to An U, and the most recent logged activity is An UCC Non, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, unaltered authoritative copy must be established reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "meaning the non-authoritative copy is used for informational purposes", and the single most common underlying issue is "this digital loan document is not a legally recognized version. It is not the true and original version. Respectfully".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating unaltered authoritative copy must be established: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
unaltered authoritative copy must be established has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
unaltered authoritative copy must be established has a 0% timely response rate to CFPB complaints.
The most common issue reported against unaltered authoritative copy must be established is "this digital loan document is not a legally recognized version. It is not the true and original version. Respectfully" in the "meaning the non-authoritative copy is used for informational purposes" product category.
Read our methodology — how this data is sourced, computed, and verified.