Total complaints
2
Filed since SPEC
2026 data Public-data reference. official source
TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off
2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
2 consumer complaints filed with the CFPB
This profile shows TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off's complaint history from CFPB public records. 2 consumers have filed complaints since SPEC. The company has a 0% timely response rate and has provided relief in 0% of cases.
2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
SPEC
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off complaint mix by product
- upon receiving 2 100.0% – 0% relief
How TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| upon receiving dispute notification | 2 |
Top States
| State | Complaints |
|---|---|
| {$2800.00} written off Historical Info : Company Sold XXXX XXXX XXXX LEGAL BASIS FOR XXXX XXXX XXXX CHAIN OF TITLE VIOLATIONS- 15 U.S.C. 1681s-2 ( a ) INCOMPLETE OWNERSHIP DOCUMENTATION : No proof of valid sale/transfer to XXXXXXXX XXXX ASSIGNMENT VERIFICATION XXXX XXXX XXXX not verify legal right to report debt DUAL REPORTING RISK : Both original creditor and debt buyer XXXX be reporting same debt XXXX. PERMISSIBLE PURPOSE VIOLATIONS- 15 U.S.C. 1681b XXXX XXXX XXXX XXXX lack permissible purpose to report this information without : Valid assignment documentation Proof of ownership transfer XXXX notification of transfer XXXX. FURNISHER OBLIGATIONS- 15 U.S.C. 1681s-2 ( b ) ( 1 ) Upon receiving dispute | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| delete | 2 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off
TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to SPEC, and the most recent logged activity is SPECIFIC S, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "upon receiving dispute notification", and the single most common underlying issue is "delete".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off have?
TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.
Does TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off respond to complaints on time?
TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off has a 0% timely response rate to CFPB complaints.
What is the most common complaint about TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off?
The most common issue reported against TX XXXX XXXX : FCRA FORMAL REINVESTIGATION DEMAND ( FFRD ) - CHAIN OF TITLE VIOLATIONS Consumer Name : XXXX XXXX XXXX XXXX XXXX XXXX DISPUTED ITEM : Account Name : XXXX XXXX Account Number : XXXX Balance : {$0.00} Status : Account charged off is "delete" in the "upon receiving dispute notification" product category.
Read our methodology — how this data is sourced, computed, and verified.
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