threatening with legal actions. I think they just don't want to admit they have made mistake on wrong identification to avoid violation of the FDCPA. There must have some way to curb their bad business practice. Please help me to slove this ridiculous case and stop this company from intentionly using deceptive means to attempt to collect a debt.

What the CFPB Record Shows About threatening with legal actions. I think they just don't want to admit they have made mistake on wrong identification to avoid violation of the FDCPA. There must have some way to curb their bad business practice. Please help me to slove this ridiculous case and stop this company from intentionly using deceptive means to attempt to collect a debt.

threatening with legal actions. I think they just don't want to admit they have made mistake on wrong identification to avoid violation of the FDCPA. There must have some way to curb their bad business practice. Please help me to slove this ridiculous case and stop this company from intentionly using deceptive means to attempt to collect a debt. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Atto, and the most recent logged activity is Attorneys , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, threatening with legal actions. I think they just don't want to admit they have made mistake on wrong identification to avoid violation of the FDCPA. There must have some way to curb their bad business practice. Please help me to slove this ridiculous case and stop this company from intentionly using deceptive means to attempt to collect a debt. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX XXXX XXXX XXXX XXXX", and the single most common underlying issue is "when I replied the letter stated they had sent to wrong person and tell them that my name is XXXX XXXX not XXXX XXXX XXXX. Those are NOT my debt. But after replied back with the letter telling Kirschenbaum".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating threatening with legal actions. I think they just don't want to admit they have made mistake on wrong identification to avoid violation of the FDCPA. There must have some way to curb their bad business practice. Please help me to slove this ridiculous case and stop this company from intentionly using deceptive means to attempt to collect a debt.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.