2026 data Public-data reference. official source

this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again's complaint history from CFPB public records. 1 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since

Total complaints

1

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again complaint mix by product

Total complaints: 1

this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I had: 1 complaints (100.0%), resolution 0.0% I had 100.0%
  • I had 1 100.0% 0% relief

How this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I had a XXXX XXXX XXXX financed in XXXX of XXXX at the Carmart/ XXXX 1

Top States

State Complaints
when I brought up the contract that I purchased regarding 70 % loss of vehicle he told me it was the same thing as a service contract so it was void due to it being 12 months. In no way at all am I looking for a handout sir. I am just needing a reliable truck. In XX/XX/XXXX when I purchased this truck I was actually given the wrong paperwork. I was told everything about a XXXX XXXX XXXX I thought were the specs for the XXXX XXXX XXXX that I had purchased. It was a week later when Carmart called me back telling me they gave me the wrong paperwork and had me come back in and re-sign a whole new contract without going over anything with me. My New phone number is XXXX. Thank you for taking the time 1

Top Issues

Issue Complaints
it has had a number of things go wrong with it to the point its going to cost more to fix than it is worth. Ive spoken with XXXX at your location in XXXX Arkansas. My father is the one who drove from XXXX Oklahoma to XXXX to talk to you regarding this matter. Just doing what a protective father would do. XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again

this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I had a XXXX XXXX XXXX financed in XXXX of XXXX at the Carmart/ XXXX", and the single most common underlying issue is "it has had a number of things go wrong with it to the point its going to cost more to fix than it is worth. Ive spoken with XXXX at your location in XXXX Arkansas. My father is the one who drove from XXXX Oklahoma to XXXX to talk to you regarding this matter. Just doing what a protective father would do. XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again have?

this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again respond to complaints on time?

this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again has a 0% timely response rate to CFPB complaints.

What is the most common complaint about this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again?

The most common issue reported against this is not a repo so I dont think it should show up as a repo. I am hoping you can help me sir. I have exhausted all of my resources. I know you are busy and I apologize in advance four bothering you with this however you are my last option. When I spoke with XXXX I asked him who his boss was because I thought it was you. He laughed at me and told me they were not affiliated at all with Arkansas headquarters. XXXX told me several times XXXX was going to slowly and gently explain to me the process of a charge off because that was my only option. Again is "it has had a number of things go wrong with it to the point its going to cost more to fix than it is worth. Ive spoken with XXXX at your location in XXXX Arkansas. My father is the one who drove from XXXX Oklahoma to XXXX to talk to you regarding this matter. Just doing what a protective father would do. XXXX" in the "I had a XXXX XXXX XXXX financed in XXXX of XXXX at the Carmart/ XXXX" product category.

Related