2026 data Public-data reference. official source

this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car's complaint history from CFPB public records. 1 consumers have filed complaints since In a. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
In a
Since

Total complaints

1

Filed since In a

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car complaint mix by product

Total complaints: 1

this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I have: 1 complaints (100.0%), resolution 0.0% I have 100.0%
  • I have 1 100.0% 0% relief

How this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I have read that Santanders known practice is seeing the consumers borrowing history and features of the loan the consumer has applied for ( such as loan-to-value ratio 1

Top States

State Complaints
which I have done a total of five times. In June of 2020 I paid a large payment 1

Top Issues

Issue Complaints
payment-to-income ratio 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car

this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to In a, and the most recent logged activity is In additio, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I have read that Santanders known practice is seeing the consumers borrowing history and features of the loan the consumer has applied for ( such as loan-to-value ratio", and the single most common underlying issue is "payment-to-income ratio".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car have?

this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car respond to complaints on time?

this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car has a 0% timely response rate to CFPB complaints.

What is the most common complaint about this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car?

The most common issue reported against this indicates how likely I the consumer would go delinquent within that window of time within the term of the loan. Santander is also said to use a separate model to predict how likely a consumer with a given proprietary score will default over the full life of the loan. This would allow Santander to tell the consumer to give a large lump sum of a payment to save their car from being repossessed and not disclosing that almost the entire amount of that payment would go towards interest and not towards the actual principles of the car is "payment-to-income ratio" in the "I have read that Santanders known practice is seeing the consumers borrowing history and features of the loan the consumer has applied for ( such as loan-to-value ratio" product category.

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