they were unable or unwilling to provide : - Documentation of the original agreement - Proof of service usage - Explanation of charges - Record of payment attempts or notifications **3. Predatory Business Practices** The company 's conduct demonstrates predatory behavior : - Continuing to charge subscription fees for nearly 3 years without service usage - Accumulating fees without adequate notification - Failing to terminate inactive subscriptions - Converting accounts without explicit customer consent # # Requested Actions 1. Immediate cessation of all collection attempts 2. Full reversal of all charges ( {$420.00} ) 3. Investigation into Beem 's business practices 4. Regulatory action to prevent similar predatory practices 5. Review of their acquisition and account conversion practices # # Personal Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Primary Phone : ( XXXX ) XXXX Alternative Phone : ( XXXX ) XXXX Email : XXXX # # Legal Basis This complaint is filed under : - The Consumer Financial Protection Act - The Electronic Fund Transfer Act - The Truth in Lending Act - State consumer protection laws I hereby certify that all information provided in this complaint is true and accurate to the best of my knowledge. I request that the CFPB investigate these practices and take appropriate regulatory action to protect consumers from such predatory business practices.

What the CFPB Record Shows About they were unable or unwilling to provide : - Documentation of the original agreement - Proof of service usage - Explanation of charges - Record of payment attempts or notifications **3. Predatory Business Practices** The company 's conduct demonstrates predatory behavior : - Continuing to charge subscription fees for nearly 3 years without service usage - Accumulating fees without adequate notification - Failing to terminate inactive subscriptions - Converting accounts without explicit customer consent # # Requested Actions 1. Immediate cessation of all collection attempts 2. Full reversal of all charges ( {$420.00} ) 3. Investigation into Beem 's business practices 4. Regulatory action to prevent similar predatory practices 5. Review of their acquisition and account conversion practices # # Personal Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Primary Phone : ( XXXX ) XXXX Alternative Phone : ( XXXX ) XXXX Email : XXXX # # Legal Basis This complaint is filed under : - The Consumer Financial Protection Act - The Electronic Fund Transfer Act - The Truth in Lending Act - State consumer protection laws I hereby certify that all information provided in this complaint is true and accurate to the best of my knowledge. I request that the CFPB investigate these practices and take appropriate regulatory action to protect consumers from such predatory business practices.

they were unable or unwilling to provide : - Documentation of the original agreement - Proof of service usage - Explanation of charges - Record of payment attempts or notifications **3. Predatory Business Practices** The company 's conduct demonstrates predatory behavior : - Continuing to charge subscription fees for nearly 3 years without service usage - Accumulating fees without adequate notification - Failing to terminate inactive subscriptions - Converting accounts without explicit customer consent # # Requested Actions 1. Immediate cessation of all collection attempts 2. Full reversal of all charges ( {$420.00} ) 3. Investigation into Beem 's business practices 4. Regulatory action to prevent similar predatory practices 5. Review of their acquisition and account conversion practices # # Personal Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Primary Phone : ( XXXX ) XXXX Alternative Phone : ( XXXX ) XXXX Email : XXXX # # Legal Basis This complaint is filed under : - The Consumer Financial Protection Act - The Electronic Fund Transfer Act - The Truth in Lending Act - State consumer protection laws I hereby certify that all information provided in this complaint is true and accurate to the best of my knowledge. I request that the CFPB investigate these practices and take appropriate regulatory action to protect consumers from such predatory business practices. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to # # , and the most recent logged activity is # # Backgr, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, they were unable or unwilling to provide : - Documentation of the original agreement - Proof of service usage - Explanation of charges - Record of payment attempts or notifications **3. Predatory Business Practices** The company 's conduct demonstrates predatory behavior : - Continuing to charge subscription fees for nearly 3 years without service usage - Accumulating fees without adequate notification - Failing to terminate inactive subscriptions - Converting accounts without explicit customer consent # # Requested Actions 1. Immediate cessation of all collection attempts 2. Full reversal of all charges ( {$420.00} ) 3. Investigation into Beem 's business practices 4. Regulatory action to prevent similar predatory practices 5. Review of their acquisition and account conversion practices # # Personal Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Primary Phone : ( XXXX ) XXXX Alternative Phone : ( XXXX ) XXXX Email : XXXX # # Legal Basis This complaint is filed under : - The Consumer Financial Protection Act - The Electronic Fund Transfer Act - The Truth in Lending Act - State consumer protection laws I hereby certify that all information provided in this complaint is true and accurate to the best of my knowledge. I request that the CFPB investigate these practices and take appropriate regulatory action to protect consumers from such predatory business practices. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "upon downloading the Beem app", and the single most common underlying issue is "consisting of : - {$360.00} for past months '' charges ( XX/XX/XXXX - XX/XX/XXXX ) - {$30.00} in late fees ( XX/XX/XXXX - XX/XX/XXXX ) - {$22.00} in Everdraft '' charges from XX/XX/XXXX - {$12.00} for current month ( XX/XX/XXXX - XX/XX/XXXX ) # # Grounds for Complaint XXXX. Unauthorized Subscription Charges** The company has been charging subscription fees from XX/XX/XXXX to XX/XX/XXXX without my knowledge".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating they were unable or unwilling to provide : - Documentation of the original agreement - Proof of service usage - Explanation of charges - Record of payment attempts or notifications **3. Predatory Business Practices** The company 's conduct demonstrates predatory behavior : - Continuing to charge subscription fees for nearly 3 years without service usage - Accumulating fees without adequate notification - Failing to terminate inactive subscriptions - Converting accounts without explicit customer consent # # Requested Actions 1. Immediate cessation of all collection attempts 2. Full reversal of all charges ( {$420.00} ) 3. Investigation into Beem 's business practices 4. Regulatory action to prevent similar predatory practices 5. Review of their acquisition and account conversion practices # # Personal Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Primary Phone : ( XXXX ) XXXX Alternative Phone : ( XXXX ) XXXX Email : XXXX # # Legal Basis This complaint is filed under : - The Consumer Financial Protection Act - The Electronic Fund Transfer Act - The Truth in Lending Act - State consumer protection laws I hereby certify that all information provided in this complaint is true and accurate to the best of my knowledge. I request that the CFPB investigate these practices and take appropriate regulatory action to protect consumers from such predatory business practices.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.