they want to keep collecting the APR and late fee. I stop paying in XX/XX/XXXXXXXX and to this day it shows as open and Im being charged {$15.00} late fee each month plus interest. It also has been hard for my credit

What the CFPB Record Shows About they want to keep collecting the APR and late fee. I stop paying in XX/XX/XXXXXXXX and to this day it shows as open and Im being charged {$15.00} late fee each month plus interest. It also has been hard for my credit

they want to keep collecting the APR and late fee. I stop paying in XX/XX/XXXXXXXX and to this day it shows as open and Im being charged {$15.00} late fee each month plus interest. It also has been hard for my credit has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The van tr, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, they want to keep collecting the APR and late fee. I stop paying in XX/XX/XXXXXXXX and to this day it shows as open and Im being charged {$15.00} late fee each month plus interest. It also has been hard for my credit reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I called XXXX XXXX XXXX and told them about it. They said call XXXX XXXX XXXX", and the single most common underlying issue is "and was told XXXX XXXX declined the service and said I was out of warranty. I was told I would pay over {$5000.00} to get it fix. I didnt have the money and Covid was going on. I called Credit Acceptance and told about it. They said nothing could be done. In XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating they want to keep collecting the APR and late fee. I stop paying in XX/XX/XXXXXXXX and to this day it shows as open and Im being charged {$15.00} late fee each month plus interest. It also has been hard for my credit: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.