Total complaints
84
Filed since This
2026 data Public-data reference. official source
they verified the data as accurate without providing any proof or validation
84 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
84 consumer complaints filed with the CFPB
This profile shows they verified the data as accurate without providing any proof or validation's complaint history from CFPB public records. 84 consumers have filed complaints since This. The company has a 0% timely response rate and has provided relief in 0% of cases.
84
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
19
States Active
This
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
they verified the data as accurate without providing any proof or validation complaint mix by product
- for their 84 100.0% – 0% relief
How they verified the data as accurate without providing any proof or validation's 84 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| for their violation of the Fair Credit Reporting Act ( FCRA ) | 84 |
Top States
| State | Complaints |
|---|---|
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. | 65 |
| a clear violation of their duties under the FCRA. Key Violations : XXXX15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. XXXX15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. XXXX15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. | 2 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. KIA XXXXXXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,HYUNDAI CAPITAL AMERICA,FL,33598,,Consent provided,Web,2025-10-22,Closed with explanation,Yes,N/A,16758735 | 1 |
| a clear violation of their duties under the FCRA. Key Violations : XXXX15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. XXXX15 U.S.C. | 1 |
| a clear violation of their duties under the FCRA. Key Violations : XXXX15 U.S.C. XXXX ( b ) ( XXXX ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. XXXX15 U.S.C. XXXX ( a ) ( XXXX ) ( B ) XX/XX/XXXX) : Failure to provide me with the name and contact information of the party who verified the information. XXXX15 U.S.C. XXXX ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. AMERICAN EXPRESS XXXX | 1 |
| a clear violation of their duties under the FCRA. Key Violations : XXXX U.S.C. XXXX ( b ) ( XXXX ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. XXXX U.S.C. XXXX ( a ) ( XXXX ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. XXXX U.S.C. XXXX ( b ) : Reporting inaccurate information without maintaining procedures for accuracy.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,U.S. BANCORP,CA,92223,,Consent provided,Web,2025-10-01,Closed with explanation,Yes,N/A,16280051 | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. WELLS FARGO XXXXXXXX XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,NY,11219,,Consent provided,Web,2025-09-29,Closed with non-monetary relief,Yes,N/A,16249707 | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. CBNA XXXX * * * *,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. UPSTART NETWORK INC XXXX,,Upstart Holdings | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. XXXX XXXX XXXX XXXX XXXX XXXX,,DISCOVER BANK,NY,11219,,Consent provided,Web,2025-09-29,Closed with explanation,Yes,N/A,16249706 | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 |
| a clear violation of their duties under the FCRA. Key Violations : XXXX XX/XX/XXXXXXXX ( b ) ( XXXX ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. XXXX XXXX. XXXX ( a ) ( XXXX ) ( B ) XX/XX/XXXX) : Failure to provide me with the name and contact information of the party who verified the information. XXXX XXXX. XXXX ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy.NAVY FEDERAL CR UNION XXXX XXXX XXXX XXXX XXXX XXXX XXXX,Company believes it acted appropriately as authorized by contract or law,NAVY FEDERAL CREDIT UNION,PA,183XX,,Consent provided,Web,2025-09-24,Closed with non-monetary relief,Yes,N/A,16162619 | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. AMEX XXXX XXXX XXXX XXXX XXXX & AMEX XXXXXXXX XXXX XXXX XXXX XXXX,,AMERICAN EXPRESS COMPANY,NY,11219,,Consent provided,Web,2025-09-29,Closed with explanation,Yes,N/A,16251040 | 1 |
| a clear violation of their duties under the FCRA. Key Violations : XXXXXX/XX/XXXXXXXX ( b ) ( XXXX ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. XXXX XXXX. XXXX ( a ) ( XXXX ) ( B ) XX/XX/XXXX) : Failure to provide me with the name and contact information of the party who verified the information. XXXX XXXX. XXXX ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. JPMCB CARD XXXX | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy. BARCLAYS BANK DELAWARE XXXX & BARCLAYS BANK DELAWARE XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BARCLAYS BANK DELAWARE,FL,33598,,Consent provided,Web,2025-10-22,Closed with explanation,Yes,N/A,16760742 | 1 |
| a clear violation of their duties under the FCRA. Key Violations : 1.15 U.S.C. 1681s-2 ( b ) ( 1 ) ( A ) ( D ) : Failure to conduct a reasonable investigation and correct information when notified of a dispute. 2.15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ) : Failure to provide me with the name and contact information of the party who verified the information. 3.15 U.S.C. 1681e ( b ) : Reporting inaccurate information without maintaining procedures for accuracy.,Company believes it acted appropriately as authorized by contract or law,NAVY FEDERAL CREDIT UNION,CA,90740,,Consent provided,Web,2025-10-02,Closed with non-monetary relief,Yes,N/A,16287861 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| the furnisher failed to : Conduct a proper reinvestigation | 83 |
| the furnisher failed to : XXXX a proper reinvestigation | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About they verified the data as accurate without providing any proof or validation
they verified the data as accurate without providing any proof or validation has accumulated 84 consumer complaints in the CFPB public database, with filings active across 19 U.S. states. Of those submissions, 84 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to This, and the most recent logged activity is ted. This , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, they verified the data as accurate without providing any proof or validation reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "for their violation of the Fair Credit Reporting Act ( FCRA )", and the single most common underlying issue is "the furnisher failed to : Conduct a proper reinvestigation".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating they verified the data as accurate without providing any proof or validation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does they verified the data as accurate without providing any proof or validation have?
they verified the data as accurate without providing any proof or validation has received 84 consumer complaints filed with the Consumer Financial Protection Bureau.
Does they verified the data as accurate without providing any proof or validation respond to complaints on time?
they verified the data as accurate without providing any proof or validation has a 0% timely response rate to CFPB complaints.
What is the most common complaint about they verified the data as accurate without providing any proof or validation?
The most common issue reported against they verified the data as accurate without providing any proof or validation is "the furnisher failed to : Conduct a proper reinvestigation" in the "for their violation of the Fair Credit Reporting Act ( FCRA )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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