Total complaints
1
Filed since deni
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider's complaint history from CFPB public records. 1 consumers have filed complaints since deni. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since deni
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| the damage to the consumers credit score and credit worthiness ( negative reporting to the credit reporting agencies ) would not have occurred. This is a heinous | 1 |
| State | Complaints |
|---|---|
| and the collection agency for the provider. Universal Collection XXXX manipulated the consumer into paying money | 1 |
| Issue | Complaints |
|---|---|
| FTC | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to deni, and the most recent logged activity is denied she, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the damage to the consumers credit score and credit worthiness ( negative reporting to the credit reporting agencies ) would not have occurred. This is a heinous", and the single most common underlying issue is "FTC".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider has a 0% timely response rate to CFPB complaints.
The most common issue reported against they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider is "FTC" in the "the damage to the consumers credit score and credit worthiness ( negative reporting to the credit reporting agencies ) would not have occurred. This is a heinous" product category.
Read our methodology — how this data is sourced, computed, and verified.