2026 data Public-data reference. official source

they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider's complaint history from CFPB public records. 1 consumers have filed complaints since deni. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
deni
Since

Total complaints

1

Filed since deni

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider complaint mix by product

Total complaints: 1

they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). the damage: 1 complaints (100.0%), resolution 0.0% the damage 100.0%
  • the damage 1 100.0% 0% relief

How they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
the damage to the consumers credit score and credit worthiness ( negative reporting to the credit reporting agencies ) would not have occurred. This is a heinous 1

Top States

State Complaints
and the collection agency for the provider. Universal Collection XXXX manipulated the consumer into paying money 1

Top Issues

Issue Complaints
FTC 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider

they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to deni, and the most recent logged activity is denied she, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the damage to the consumers credit score and credit worthiness ( negative reporting to the credit reporting agencies ) would not have occurred. This is a heinous", and the single most common underlying issue is "FTC".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider have?

they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider respond to complaints on time?

they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider has a 0% timely response rate to CFPB complaints.

What is the most common complaint about they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider?

The most common issue reported against they refused to provide the contact information for the original creditor.. Universal Collection XXXX wears two hats... the billing office for the provider is "FTC" in the "the damage to the consumers credit score and credit worthiness ( negative reporting to the credit reporting agencies ) would not have occurred. This is a heinous" product category.

Related