Total complaints
1
Filed since Zwic
2026 data Public-data reference. official source
they have not provided written closure confirmation or a formal withdrawal of collection efforts
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows they have not provided written closure confirmation or a formal withdrawal of collection efforts's complaint history from CFPB public records. 1 consumers have filed complaints since Zwic. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Zwic
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
they have not provided written closure confirmation or a formal withdrawal of collection efforts complaint mix by product
- including but 1 100.0% – 0% relief
How they have not provided written closure confirmation or a formal withdrawal of collection efforts's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| including but not limited to : ( 1 ) | 1 |
Top States
| State | Complaints |
|---|---|
| nor have they confirmed in writing that they have ceased all communication and reporting efforts concerning those accounts. I must emphasize that this firms continued assertion that their actions exceeded federal requirements is not substantiated by the documents actually sent to me. Sending recycled form documents or partial billing statements does not constitute legal validation under the FDCPA or under generally accepted standards for substantiating debt. I respectfully request the following from the CFPB : 1. That Zwicker & Associates be compelled to produce full and proper validation as required under the FDCPA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| ( 2 ) Identification of the original creditor ( beyond naming XXXX ) | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About they have not provided written closure confirmation or a formal withdrawal of collection efforts
they have not provided written closure confirmation or a formal withdrawal of collection efforts has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Zwic, and the most recent logged activity is Zwickers r, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, they have not provided written closure confirmation or a formal withdrawal of collection efforts reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "including but not limited to : ( 1 )", and the single most common underlying issue is "( 2 ) Identification of the original creditor ( beyond naming XXXX )".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating they have not provided written closure confirmation or a formal withdrawal of collection efforts: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does they have not provided written closure confirmation or a formal withdrawal of collection efforts have?
they have not provided written closure confirmation or a formal withdrawal of collection efforts has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does they have not provided written closure confirmation or a formal withdrawal of collection efforts respond to complaints on time?
they have not provided written closure confirmation or a formal withdrawal of collection efforts has a 0% timely response rate to CFPB complaints.
What is the most common complaint about they have not provided written closure confirmation or a formal withdrawal of collection efforts?
The most common issue reported against they have not provided written closure confirmation or a formal withdrawal of collection efforts is "( 2 ) Identification of the original creditor ( beyond naming XXXX )" in the "including but not limited to : ( 1 )" product category.
Read our methodology — how this data is sourced, computed, and verified.
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