2026 data Public-data reference. official source

they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal's complaint history from CFPB public records. 1 consumers have filed complaints since I ca. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I ca
Since

Total complaints

1

Filed since I ca

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal complaint mix by product

Total complaints: 1

they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). the first: 1 complaints (100.0%), resolution 0.0% the first 100.0%
  • the first 1 100.0% 0% relief

How they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
the first XXXX representatives were very impatient and told me I had signed the modification agreement and I was aware it was a new loan because of prior modifications 1

Top States

State Complaints
making the upfront principal over {$200.00}. But the break down of the new balloon payment of XXXX is not available to me. They would not or could not give that break down to me. 1

Top Issues

Issue Complaints
the document I signed stated it was a Modification Agreement. I was never informed of the new terms until the document for signatures was sent to me. I called BofA again in XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal

they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I ca, and the most recent logged activity is I called B, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the first XXXX representatives were very impatient and told me I had signed the modification agreement and I was aware it was a new loan because of prior modifications", and the single most common underlying issue is "the document I signed stated it was a Modification Agreement. I was never informed of the new terms until the document for signatures was sent to me. I called BofA again in XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal have?

they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal respond to complaints on time?

they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal has a 0% timely response rate to CFPB complaints.

What is the most common complaint about they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal?

The most common issue reported against they gave me an explanation of how the last balloon payment of about {$54000.00} plus the late mortgage and penalties was added to that first deferred balloon payment and moved to the original principal is "the document I signed stated it was a Modification Agreement. I was never informed of the new terms until the document for signatures was sent to me. I called BofA again in XXXX" in the "the first XXXX representatives were very impatient and told me I had signed the modification agreement and I was aware it was a new loan because of prior modifications" product category.

Related