2026 data Public-data reference. official source

they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold's complaint history from CFPB public records. 1 consumers have filed complaints since I of. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I of
Since

Total complaints

1

Filed since I of

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold complaint mix by product

Total complaints: 1

they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). less the: 1 complaints (100.0%), resolution 0.0% less the 100.0%
  • less the 1 100.0% 0% relief

How they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
less the dollar equivalence of the reward points earned and not yet redeemed. They declined 1

Top States

State Complaints
I had never considered reading the terms and conditions. Not only should American Express make greater efforts to expose their card holders to their hidden and deceptive policies 1

Top Issues

Issue Complaints
less {$1.00} for every XXXX points 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold

they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I of, and the most recent logged activity is I offered , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "less the dollar equivalence of the reward points earned and not yet redeemed. They declined", and the single most common underlying issue is "less {$1.00} for every XXXX points".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold have?

they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold respond to complaints on time?

they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold has a 0% timely response rate to CFPB complaints.

What is the most common complaint about they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold?

The most common issue reported against they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold is "less {$1.00} for every XXXX points" in the "less the dollar equivalence of the reward points earned and not yet redeemed. They declined" product category.

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