Total complaints
1
Filed since I of
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold's complaint history from CFPB public records. 1 consumers have filed complaints since I of. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since I of
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| less the dollar equivalence of the reward points earned and not yet redeemed. They declined | 1 |
| State | Complaints |
|---|---|
| I had never considered reading the terms and conditions. Not only should American Express make greater efforts to expose their card holders to their hidden and deceptive policies | 1 |
| Issue | Complaints |
|---|---|
| less {$1.00} for every XXXX points | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I of, and the most recent logged activity is I offered , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "less the dollar equivalence of the reward points earned and not yet redeemed. They declined", and the single most common underlying issue is "less {$1.00} for every XXXX points".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
Learn more about your rights and how to interpret complaint data.
Explore additional financial data about companies, lenders, and institutions on our partner portals.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold has a 0% timely response rate to CFPB complaints.
The most common issue reported against they do state that reward points are lost if the card is cancelled. Like all other credit cards that I hold is "less {$1.00} for every XXXX points" in the "less the dollar equivalence of the reward points earned and not yet redeemed. They declined" product category.
Read our methodology — how this data is sourced, computed, and verified.