2026 data Public-data reference. official source

then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit.

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit.'s complaint history from CFPB public records. 1 consumers have filed complaints since The . The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
0
States Active
The
Since

Total complaints

1

Filed since The

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit. complaint mix by product

Total complaints: 1

then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). for a: 1 complaints (100.0%), resolution 0.0% for a 100.0%
  • for a 1 100.0% 0% relief

How then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit.'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
for a {$13000.00} loan at EST 14 % APR $ XXXX I have a screen shot if needed. XXXX did not have a clear and visual sign or notice saying conditional on '' Once I clicked on take offer 1

Top Issues

Issue Complaints
Final approval is conditional until we verify your Identity 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit.

then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit. has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The loan t, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit. reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "for a {$13000.00} loan at EST 14 % APR $ XXXX I have a screen shot if needed. XXXX did not have a clear and visual sign or notice saying conditional on '' Once I clicked on take offer", and the single most common underlying issue is "Final approval is conditional until we verify your Identity".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit. have?

then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit. has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit. respond to complaints on time?

then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit. has a 0% timely response rate to CFPB complaints.

What is the most common complaint about then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit.?

The most common issue reported against then they said YOU ARE APPROVED but in reality I needed to wait more and provide with more information after they ran my credit. is "Final approval is conditional until we verify your Identity" in the "for a {$13000.00} loan at EST 14 % APR $ XXXX I have a screen shot if needed. XXXX did not have a clear and visual sign or notice saying conditional on '' Once I clicked on take offer" product category.

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