Total complaints
1
Filed since Afte
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows then I don't owe you anything's complaint history from CFPB public records. 1 consumers have filed complaints since Afte. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
1
Filed since Afte
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How then I don't owe you anything's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| the man then informed me that it was an insurance claims loss to which I responded how that was possible? Our car was totaled last year and the remaining balance was to be paid by us by paying our regular monthly payments until the remaining balance was paid in full | 1 |
| State | Complaints |
|---|---|
| so he changed his mind on pursuing that spin. | 1 |
| Issue | Complaints |
|---|---|
| coming up with excuse after excuse as to how the charge off ( which is used for severe delinquency with no expectation that the borrower will repay ) was legitimate | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
then I don't owe you anything has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Afte, and the most recent logged activity is After expl, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, then I don't owe you anything reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "the man then informed me that it was an insurance claims loss to which I responded how that was possible? Our car was totaled last year and the remaining balance was to be paid by us by paying our regular monthly payments until the remaining balance was paid in full", and the single most common underlying issue is "coming up with excuse after excuse as to how the charge off ( which is used for severe delinquency with no expectation that the borrower will repay ) was legitimate".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating then I don't owe you anything: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
then I don't owe you anything has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
then I don't owe you anything has a 0% timely response rate to CFPB complaints.
The most common issue reported against then I don't owe you anything is "coming up with excuse after excuse as to how the charge off ( which is used for severe delinquency with no expectation that the borrower will repay ) was legitimate" in the "the man then informed me that it was an insurance claims loss to which I responded how that was possible? Our car was totaled last year and the remaining balance was to be paid by us by paying our regular monthly payments until the remaining balance was paid in full" product category.
Read our methodology — how this data is sourced, computed, and verified.