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then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided's complaint history from CFPB public records. 1 consumers have filed complaints since Rega. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Rega
Since

Total complaints

1

Filed since Rega

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided complaint mix by product

Total complaints: 1

then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX XXXX: 1 complaints (100.0%), resolution 0.0% XXXX XXXX 100.0%
  • XXXX XXXX 1 100.0% 0% relief

How then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX XXXX The letter was provided to XXXX XXXX my Senior Loan Officer as he requested to get the credit report updated. Since that time we have asked for an updated letter stating how it will report. We went back and forth up to XX/XX/XXXX we got a updated letter stating the same signed by XXXX. XXXX and I continued to reach out to both Experian and XXXX because the reporting was showing collections as status 1

Top States

State Complaints
Experian insists they have reported exactly what XXXX has told them 1

Top Issues

Issue Complaints
then foreclosure. The report status at Experian was closed with no balance in XXXX. According to XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided

then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Rega, and the most recent logged activity is Regards, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX The letter was provided to XXXX XXXX my Senior Loan Officer as he requested to get the credit report updated. Since that time we have asked for an updated letter stating how it will report. We went back and forth up to XX/XX/XXXX we got a updated letter stating the same signed by XXXX. XXXX and I continued to reach out to both Experian and XXXX because the reporting was showing collections as status", and the single most common underlying issue is "then foreclosure. The report status at Experian was closed with no balance in XXXX. According to XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided have?

then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided respond to complaints on time?

then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided has a 0% timely response rate to CFPB complaints.

What is the most common complaint about then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided?

The most common issue reported against then Experian says they only report what XXXX tells them. This has been chaotic and intentional unfair credit reporting. We provided XXXX with credit reports showing the discrepancy or incorrect information that was highlighted. At this point XXXX is saying they have updated the report and it shouldnt show foreclosure and that its up to Experian to report the information XXXX provided is "then foreclosure. The report status at Experian was closed with no balance in XXXX. According to XXXX" in the "XXXX XXXX The letter was provided to XXXX XXXX my Senior Loan Officer as he requested to get the credit report updated. Since that time we have asked for an updated letter stating how it will report. We went back and forth up to XX/XX/XXXX we got a updated letter stating the same signed by XXXX. XXXX and I continued to reach out to both Experian and XXXX because the reporting was showing collections as status" product category.

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