the way XXXX is classifying this it is as if I was granted credit from XXXX XXXX they are even listed in the credit classification as banking which they are not XXXX XXXX is not a bank nor do they grant credit as if they are a bank or revolving credit account. Again I am not disputing the fact that I have a paid collection account from XXXX XXXX XXXX WHICH IS A COLLECTION AGENCY NOT A BANK

What the CFPB Record Shows About the way XXXX is classifying this it is as if I was granted credit from XXXX XXXX they are even listed in the credit classification as banking which they are not XXXX XXXX is not a bank nor do they grant credit as if they are a bank or revolving credit account. Again I am not disputing the fact that I have a paid collection account from XXXX XXXX XXXX WHICH IS A COLLECTION AGENCY NOT A BANK

the way XXXX is classifying this it is as if I was granted credit from XXXX XXXX they are even listed in the credit classification as banking which they are not XXXX XXXX is not a bank nor do they grant credit as if they are a bank or revolving credit account. Again I am not disputing the fact that I have a paid collection account from XXXX XXXX XXXX WHICH IS A COLLECTION AGENCY NOT A BANK has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to The , and the most recent logged activity is The issue , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the way XXXX is classifying this it is as if I was granted credit from XXXX XXXX they are even listed in the credit classification as banking which they are not XXXX XXXX is not a bank nor do they grant credit as if they are a bank or revolving credit account. Again I am not disputing the fact that I have a paid collection account from XXXX XXXX XXXX WHICH IS A COLLECTION AGENCY NOT A BANK reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "PAID COLLECTION ON BOTH ACCOUNTS ENDING IN XXXX AND XXXX that is NOT my dispute", and the single most common underlying issue is "AGAIN I have a PAID COLLECTION FROM XXXX XXXX XXXX A COLLECTION AGENCY NOT A CREDITOR or a bank (XXXX DOES NOT GIVE CREDIT AS IF IT IS A BANK OR REVOLVING CREDIT BUT ITS LISTING AND ACTION ON MY CREDIT REPORT SHOWS AS IF IT IS) please follow along as I break it down".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the way XXXX is classifying this it is as if I was granted credit from XXXX XXXX they are even listed in the credit classification as banking which they are not XXXX XXXX is not a bank nor do they grant credit as if they are a bank or revolving credit account. Again I am not disputing the fact that I have a paid collection account from XXXX XXXX XXXX WHICH IS A COLLECTION AGENCY NOT A BANK: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.