2026 data Public-data reference. official source

the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in's complaint history from CFPB public records. 1 consumers have filed complaints since I cl. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
I cl
Since

Total complaints

1

Filed since I cl

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in complaint mix by product

Total complaints: 1

the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). however: 1 complaints (100.0%), resolution 0.0% however 100.0%
  • however 1 100.0% 0% relief

How the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
however 1

Top States

State Complaints
the Primary Cardholder or any Secondary Cardholder may make transactions that exceed the balance of your Card Account and may incur fees on the Card Account 1

Top Issues

Issue Complaints
I received notification from mail track that the email sent to : XXXXXXXXXXXX HAS NOT BEEN OPENED ( see attachment ) XXXX XXXX legal terms and conditions ( B ) How the Optional Overdraft Protection Service ( the Service ) Works : Specifically page 15 ( see attached ) 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in

the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I cl, and the most recent logged activity is I closed t, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "however", and the single most common underlying issue is "I received notification from mail track that the email sent to : XXXXXXXXXXXX HAS NOT BEEN OPENED ( see attachment ) XXXX XXXX legal terms and conditions ( B ) How the Optional Overdraft Protection Service ( the Service ) Works : Specifically page 15 ( see attached )".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in have?

the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in respond to complaints on time?

the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in has a 0% timely response rate to CFPB complaints.

What is the most common complaint about the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in?

The most common issue reported against the Service is available on your Card Account if you elect to participate ( opt in ) and you have met each of the activation and eligibility requirements described below. If you opt in is "I received notification from mail track that the email sent to : XXXXXXXXXXXX HAS NOT BEEN OPENED ( see attachment ) XXXX XXXX legal terms and conditions ( B ) How the Optional Overdraft Protection Service ( the Service ) Works : Specifically page 15 ( see attached )" in the "however" product category.

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