2026 data Public-data reference. official source

the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid's complaint history from CFPB public records. 1 consumers have filed complaints since WHAT. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
WHAT
Since

Total complaints

1

Filed since WHAT

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid complaint mix by product

Total complaints: 1

the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). I opened: 1 complaints (100.0%), resolution 0.0% I opened 100.0%
  • I opened 1 100.0% 0% relief

How the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
I opened Paxful Trade ID # XXXX for seller Offer # XXXX listed by Seller XXXX '' ( XXXX XXXX. ) I sent a new 1

Top States

State Complaints
the balance is guaranteed to be the original purchase amount and is fully available to Seller already in possession of the gift card number. Paxful 1

Top Issues

Issue Complaints
the new gift card that I tendered to the seller also came with a security provision that delays activation of new gift card purchases for 24 hours 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid

the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to WHAT, and the most recent logged activity is WHAT HAPPE, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I opened Paxful Trade ID # XXXX for seller Offer # XXXX listed by Seller XXXX '' ( XXXX XXXX. ) I sent a new", and the single most common underlying issue is "the new gift card that I tendered to the seller also came with a security provision that delays activation of new gift card purchases for 24 hours".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid have?

the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid respond to complaints on time?

the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid has a 0% timely response rate to CFPB complaints.

What is the most common complaint about the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid?

The most common issue reported against the seller can not immediately charge a purchase to the gift card and then falsely claim that I sent a used gift card with less than the original {$100.00} balance remaining -- -when the gift card completes the activation waiting period and becomes valid is "the new gift card that I tendered to the seller also came with a security provision that delays activation of new gift card purchases for 24 hours" in the "I opened Paxful Trade ID # XXXX for seller Offer # XXXX listed by Seller XXXX '' ( XXXX XXXX. ) I sent a new" product category.

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