the right to hold you personally responsible for any difference between the amount the Property brings in a sale and the balance due us on the contract. If you give the Property back to us or we repossess it

What the CFPB Record Shows About the right to hold you personally responsible for any difference between the amount the Property brings in a sale and the balance due us on the contract. If you give the Property back to us or we repossess it

the right to hold you personally responsible for any difference between the amount the Property brings in a sale and the balance due us on the contract. If you give the Property back to us or we repossess it has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Soon, and the most recent logged activity is Soon after, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the right to hold you personally responsible for any difference between the amount the Property brings in a sale and the balance due us on the contract. If you give the Property back to us or we repossess it reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "I received a letter from Ford Motor Credit Company titled Notice of Default and Right to Cure The letter stated", and the single most common underlying issue is "you may continue with the contract as though you are not late. If you do not pay the AMOUNT NOW DUE by the CURE DATE".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the right to hold you personally responsible for any difference between the amount the Property brings in a sale and the balance due us on the contract. If you give the Property back to us or we repossess it: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.