2026 data Public-data reference. official source

the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX

2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2 consumer complaints filed with the CFPB

This profile shows the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX's complaint history from CFPB public records. 2 consumers have filed complaints since XXXX. The company has a 0% timely response rate and has provided relief in 0% of cases.

2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
XXXX
Since

Total complaints

2

Filed since XXXX

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX complaint mix by product

Total complaints: 2

the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Store Credit: 1 complaints (50.0%), resolution 0.0% Store Credit 50.0% Store Credit: 1 complaints (50.0%), resolution 0.0% Store Credit 50.0%
  • Store Credit 1 50.0% 0% relief
  • Store Credit 1 50.0% 0% relief

How the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Store Credit Card ) Re : * XXXX XXXX XXXX XXXX XXXX XXXX ( Acct # XXXX ) Dispute of charged-off account reporting To Whom It May Concern : I am filing a complaint regarding a charged-off XXXX XXXX XXXX XXXX XXXX issued by XXXX XXXX ( account number ending in XXXX XXXX ) that is being reported on my credit reports. This account was opened in XX/XX/XXXX and charged off in XXXX. The charge-off amount was {$600.00} 1
Store Credit Card ) Re : * XXXX XXXX XXXX XXXXXXXX credit card ( Acct # XXXX ) Dispute of charged-off account reporting To Whom It May Concern : I am filing a complaint regarding a charged-off XXXX XXXX XXXX XXXX XXXX issued by XXXX XXXX ( account number ending in XXXX XXXX ) that is being reported on my credit reports. This account was opened in XX/XX/XXXX and charged off in XXXX. The charge-off amount was {$600.00} 1

Top States

State Complaints
especially given that the debt has been transferred to a third-party collector. Once XXXX charged off the account and sold the debt ( likely to XXXX XXXX XXXX 2

Top Issues

Issue Complaints
XXXX 2

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX

the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to XXXX, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Store Credit Card ) Re : * XXXX XXXX XXXX XXXX XXXX XXXX ( Acct # XXXX ) Dispute of charged-off account reporting To Whom It May Concern : I am filing a complaint regarding a charged-off XXXX XXXX XXXX XXXX XXXX issued by XXXX XXXX ( account number ending in XXXX XXXX ) that is being reported on my credit reports. This account was opened in XX/XX/XXXX and charged off in XXXX. The charge-off amount was {$600.00}", and the single most common underlying issue is "XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX have?

the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.

Does the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX respond to complaints on time?

the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX has a 0% timely response rate to CFPB complaints.

What is the most common complaint about the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX?

The most common issue reported against the reported information on this account is not being kept accurate or up-to-date by XXXX XXXX is "XXXX" in the "Store Credit Card ) Re : * XXXX XXXX XXXX XXXX XXXX XXXX ( Acct # XXXX ) Dispute of charged-off account reporting To Whom It May Concern : I am filing a complaint regarding a charged-off XXXX XXXX XXXX XXXX XXXX issued by XXXX XXXX ( account number ending in XXXX XXXX ) that is being reported on my credit reports. This account was opened in XX/XX/XXXX and charged off in XXXX. The charge-off amount was {$600.00}" product category.

Related