Total complaints
1
Filed since b. W
2026 data Public-data reference. official source
the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI's complaint history from CFPB public records. 1 consumers have filed complaints since b. W. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
b. W
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI complaint mix by product
- or a 1 100.0% – 0% relief
How the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| or a few months after I inquired about a due date change. Went through the process | 1 |
Top States
| State | Complaints |
|---|---|
| which is a direct result of student loan debt and having to make expensive renovations on our primary residence we did not anticipate due to poor inspection report | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| as it turned out | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI
the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to b. W, and the most recent logged activity is b. We did , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "or a few months after I inquired about a due date change. Went through the process", and the single most common underlying issue is "as it turned out".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI have?
the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI respond to complaints on time?
the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI?
The most common issue reported against the rate they offered before declining us was questionable and felt predatory ( especially due to the fact rates were and are historically low ). I have an excellent payment history on all unsecured and secured consumer debt. Our issue is higher DTI is "as it turned out" in the "or a few months after I inquired about a due date change. Went through the process" product category.
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