2026 data Public-data reference. official source

the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b )

2 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2 consumer complaints filed with the CFPB

This profile shows the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b )'s complaint history from CFPB public records. 2 consumers have filed complaints since 3-60. The company has a 0% timely response rate and has provided relief in 0% of cases.

2
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
3-60
Since

Total complaints

2

Filed since 3-60

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b ) complaint mix by product

Total complaints: 2

the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b ) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). XXXX XXXX: 2 complaints (100.0%), resolution 0.0% XXXX XXXX 100.0%
  • XXXX XXXX 2 100.0% 0% relief

How the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b )'s 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
XXXX XXXX XXXX 2

Top States

State Complaints
an instrument is paid to the extent payment is made ( i ) by or on behalf of a party obliged to pay the instrument 2

Top Issues

Issue Complaints
there is discharge 2

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b )

the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b ) has accumulated 2 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 2 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 3-60, and the most recent logged activity is 3-603. TEN, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b ) reports a 0% timely-response rate and has closed 50% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX XXXX XXXX", and the single most common underlying issue is "there is discharge".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b ) have?

the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b ) has received 2 consumer complaints filed with the Consumer Financial Protection Bureau.

Does the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b ) respond to complaints on time?

the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b ) has a 0% timely response rate to CFPB complaints.

What is the most common complaint about the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b )?

The most common issue reported against the obligor is deemed to have made tender of payment on the due date to the person entitled to enforce the instrument. By your declining of the Tender of Payment you are now obligated under law to Discharge the debt 3-602. PAYMENT. ( a ) Subject to subsection ( b ) is "there is discharge" in the "XXXX XXXX XXXX" product category.

Related