Total complaints
242
Filed since I am
242 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
242 consumer complaints filed with the CFPB
This profile shows the obligation lies at your feet because you are reporting inaccurate information within my credit report's complaint history from CFPB public records. 242 consumers have filed complaints since I am. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
242
Filed since I am
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How the obligation lies at your feet because you are reporting inaccurate information within my credit report's 242 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| it is a factual record of fraudulent activity | 230 |
| it is a fraudulent activity | 12 |
| State | Complaints |
|---|---|
| and this violates the FCRA. | 235 |
| and this violates the FCRA. It should be noted that an inquiry that was not made by me is not a factual record | 3 |
| and this violates the FCRA.,,EQUIFAX | 1 |
| and this violates the FCRA.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| and this violates the FCRA. these fraud items must be deleted from my report as soon as possible.,,EQUIFAX | 1 |
| and this violates the XXXX | 1 |
| Issue | Complaints |
|---|---|
| and when I report this to you | 242 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
the obligation lies at your feet because you are reporting inaccurate information within my credit report has accumulated 242 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 242 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I am, and the most recent logged activity is These hard, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the obligation lies at your feet because you are reporting inaccurate information within my credit report reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "it is a factual record of fraudulent activity", and the single most common underlying issue is "and when I report this to you".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the obligation lies at your feet because you are reporting inaccurate information within my credit report: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
the obligation lies at your feet because you are reporting inaccurate information within my credit report has received 242 consumer complaints filed with the Consumer Financial Protection Bureau.
the obligation lies at your feet because you are reporting inaccurate information within my credit report has a 0% timely response rate to CFPB complaints.
The most common issue reported against the obligation lies at your feet because you are reporting inaccurate information within my credit report is "and when I report this to you" in the "it is a factual record of fraudulent activity" product category.
Read our methodology — how this data is sourced, computed, and verified.