Total complaints
1
Filed since Afte
2026 data Public-data reference. official source
the new Lock in Rate of 4.500 %
1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1 consumer complaints filed with the CFPB
This profile shows the new Lock in Rate of 4.500 %'s complaint history from CFPB public records. 1 consumers have filed complaints since Afte. The company has a 0% timely response rate and has provided relief in 0% of cases.
1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Afte
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
the new Lock in Rate of 4.500 % complaint mix by product
- their own 1 100.0% – 0% relief
How the new Lock in Rate of 4.500 %'s 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| their own Wholesale Underwriting Manager emailed and said Not my favorite way of doing it | 1 |
Top States
| State | Complaints |
|---|---|
| and did not factor in the 1.5 % HOA maintenance increase. With these above increases | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| but later the loan was RESUBMITTED back to the underwriter for reviewed on XXXX/XXXX/XXXX and the new Commitment Letters were issued on XXXX/XXXX/XXXX. The loan was resubmitted on XXXX/XXXX/XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About the new Lock in Rate of 4.500 %
the new Lock in Rate of 4.500 % has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Afte, and the most recent logged activity is After rece, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, the new Lock in Rate of 4.500 % reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "their own Wholesale Underwriting Manager emailed and said Not my favorite way of doing it", and the single most common underlying issue is "but later the loan was RESUBMITTED back to the underwriter for reviewed on XXXX/XXXX/XXXX and the new Commitment Letters were issued on XXXX/XXXX/XXXX. The loan was resubmitted on XXXX/XXXX/XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the new Lock in Rate of 4.500 %: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does the new Lock in Rate of 4.500 % have?
the new Lock in Rate of 4.500 % has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.
Does the new Lock in Rate of 4.500 % respond to complaints on time?
the new Lock in Rate of 4.500 % has a 0% timely response rate to CFPB complaints.
What is the most common complaint about the new Lock in Rate of 4.500 %?
The most common issue reported against the new Lock in Rate of 4.500 % is "but later the loan was RESUBMITTED back to the underwriter for reviewed on XXXX/XXXX/XXXX and the new Commitment Letters were issued on XXXX/XXXX/XXXX. The loan was resubmitted on XXXX/XXXX/XXXX" in the "their own Wholesale Underwriting Manager emailed and said Not my favorite way of doing it" product category.
Read our methodology — how this data is sourced, computed, and verified.
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