2026 data Public-data reference. official source

the method that you used

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows the method that you used's complaint history from CFPB public records. 1 consumers have filed complaints since Also. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Also
Since

Total complaints

1

Filed since Also

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

the method that you used complaint mix by product

Total complaints: 1

the method that you used complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). they aren't: 1 complaints (100.0%), resolution 0.0% they aren't 100.0%
  • they aren't 1 100.0% 0% relief

How the method that you used's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
they aren't even in compliance with Metro 2 credit reporting. I have evidence to prove my case CERTIFIED MAIL RETURN RECEIPT REQUESTED [ Tracking No. ] XXXX XXXX XXXX 1

Top States

State Complaints
whom supplied the information etc The fact that you have ignored my request to send me copies of the documents that you used to verify the disputed accounts is evidence that you can not and did not verify any of the disputed accounts like you said you did. Your failure to delete the disputed accounts that you can not verify after two written requests is also evidence of your willful disregard of Federal Law. When we go to litigation and through the discovery process you will be required to produce these documents along with an affidavit of truth swearing under oath that these are the true and correct documents that you used to verify the disputed accounts. The fact that you don't have any of the said documents in your files is proof that you did not properly verify the accounts within 30 days as required by law nor submit to me within 5 days the certified process in which you verified such information and the Court will order you to delete them. You say that you have reinvestigated these accounts but you've admitted that all you have done is parroted information given to you by other sources and shifted the burden back to me to contact the original creditor to verify these accounts which is clearly in violation of 1681 ( a ) ( 4 ). I also asked you to give me the name of the person in your company who verified the accuracy of these accounts but you ignored this request as well which is another violation of Federal Law and evidence of your willful disregard of the law. Please be advised that under Section 611 ( 5 ) ( A ) of the FCRA- you are required to ..promptly DELETE all information that can not be verified. '' | request that you do this immediately. The law is very clear as to the Civil liability and the remedy available to me ( Section 616 & 617 ) if you fail to comply with Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA for an allotted amount of each error of $ XXXX I demand that you delete all of the accounts listed above immediately. Please provide me with a copy of an updated and corrected credit report showing that these items have been deleted. your non-compliance with the appropriate regulatory authorities. Due to these issues on my report 1

Top Issues

Issue Complaints
GA XXXX XXXX XXXX XXXX XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About the method that you used

the method that you used has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Also, and the most recent logged activity is Also, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the method that you used reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "they aren't even in compliance with Metro 2 credit reporting. I have evidence to prove my case CERTIFIED MAIL RETURN RECEIPT REQUESTED [ Tracking No. ] XXXX XXXX XXXX", and the single most common underlying issue is "GA XXXX XXXX XXXX XXXX XXXX".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the method that you used: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does the method that you used have?

the method that you used has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does the method that you used respond to complaints on time?

the method that you used has a 0% timely response rate to CFPB complaints.

What is the most common complaint about the method that you used?

The most common issue reported against the method that you used is "GA XXXX XXXX XXXX XXXX XXXX" in the "they aren't even in compliance with Metro 2 credit reporting. I have evidence to prove my case CERTIFIED MAIL RETURN RECEIPT REQUESTED [ Tracking No. ] XXXX XXXX XXXX" product category.

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