2026 data Public-data reference. official source

the individual to whom the record pertains

17 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

17 consumer complaints filed with the CFPB

This profile shows the individual to whom the record pertains's complaint history from CFPB public records. 17 consumers have filed complaints since Addi. The company has a 0% timely response rate and has provided relief in 0% of cases.

17
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
7
States Active
Addi
Since

Total complaints

17

Filed since Addi

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

the individual to whom the record pertains complaint mix by product

Total complaints: 17

the individual to whom the record pertains complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). and excessively: 6 complaints (35.3%), resolution 0.0% and excessively 35.3% Privacy Act: 5 complaints (29.4%), resolution 0.0% Privacy Act 29.4% per 15: 3 complaints (17.6%), resolution 0.0% per 15 17.6% according to: 3 complaints (17.6%), resolution 0.0% according to 17.6%
  • and excessively 6 35.3% 0% relief
  • Privacy Act 5 29.4% 0% relief
  • per 15 3 17.6% 0% relief
  • according to 3 17.6% 0% relief

How the individual to whom the record pertains's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
and excessively deferring to furnishers to address disputes. Specifically 6
Privacy Act of 1974 5
per 15 U.S. Code 1681n- Civil Liability for willful noncompliance - Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of : ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or ( B ) in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose 3
according to 5 U.S. Code 552a ( b ) 3

Top States

State Complaints
unless disclosure of the record would be ( 12 ) to a consumer reporting agency in accordance with section 3711 ( e ) of title 31. 6
unless disclosure of the record would be To a consumer reporting agency in accordance with section 3711 ( e ) of title 31. 3
unless disclosure of the record would be Enclosed with this letter are supporting documents relevant to the aforementioned closed/charge off accounts 3
unless disclosure of the record would be : ( 12 ) to a consumer reporting agency in accordance with section 3711 ( e ) of Title 31. This entry violates the Privacy Act of 1974 and must be removed. 2
unless disclosure of the record would be : ( 12 ) to a consumer reporting agency in accordance with section 3711 ( e ) of Title 31. This entry violates the Privacy Act of 1974 and must be removed.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30253,,Consent provided,Web,2023-12-12,Closed with explanation,Yes,N/A,7990074 1
unless disclosure of the record would be : ( 12 ) to a consumer reporting agency in accordance with section 3711 ( e ) of Title 31. This entry violates the Privacy Act of 1974 and must be removed.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,PA,19140,,Consent provided,Web,2024-01-18,Closed with explanation,Yes,N/A,8170624 1
unless disclosure of the record would be : ( 12 ) to a consumer reporting agency in accordance with section 3711 ( e ) of XXXX XXXX. This entry violates the Privacy Act of 1974 and must be removed.,,EQUIFAX 1

Top Issues

Issue Complaints
5 U.S.C. 552a ( b ) Conditions of Disclosure No agency shall disclose any record which is contained in a system of records by any means of communication to any person 4
whichever is greater ; With regard to my data privacy 3
the sale or sharing of my personal information to a third-party collection agency without my explicit consent constitutes several violations of both the Privacy Act of 1974 ( 5 U.S.C. 552a ) ( b ) Conditions of Disclosure.No agency shall disclose any record which is contained in a system of records by any means of communication to any person 3
no agency shall disclose any record contained in a system of records by any means of communication to any person 3
the sale or sharing of my personal information to a third-party collection agency without my explicit consent constitutes several violations of both the Privacy Act of 1974 ( XXXX U.S.C. 552a ) ( b ) Conditions of Disclosure.No agency shall disclose any record which is contained in a system of records by any means of communication to any person 3
5 U.S.C. 552a ( b ) Conditions of XXXX XXXX agency shall disclose any record which is contained in a system of records by any means of communication to any person 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About the individual to whom the record pertains

the individual to whom the record pertains has accumulated 17 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 17 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Addi, and the most recent logged activity is The CFPB f, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, the individual to whom the record pertains reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and excessively deferring to furnishers to address disputes. Specifically", and the single most common underlying issue is "5 U.S.C. 552a ( b ) Conditions of Disclosure No agency shall disclose any record which is contained in a system of records by any means of communication to any person".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating the individual to whom the record pertains: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does the individual to whom the record pertains have?

the individual to whom the record pertains has received 17 consumer complaints filed with the Consumer Financial Protection Bureau.

Does the individual to whom the record pertains respond to complaints on time?

the individual to whom the record pertains has a 0% timely response rate to CFPB complaints.

What is the most common complaint about the individual to whom the record pertains?

The most common issue reported against the individual to whom the record pertains is "5 U.S.C. 552a ( b ) Conditions of Disclosure No agency shall disclose any record which is contained in a system of records by any means of communication to any person" in the "and excessively deferring to furnishers to address disputes. Specifically" product category.

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